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Welcome to the highly sought-after Palazzo floor plan by M/I Homes, one of the community’s most desirable and model-inspired floor plans, perfectly positioned in the award-winning community of Starkey Ranch. This stunning 4-bedroom, 4-bathroom home, includes a loft, downstairs office, and a 3-car tandem garage that showcases luxury, functionality, privacy, and breathtaking lakefront sunset views. From the moment you enter, you are greeted by soaring two-story ceilings, an open wood staircase with beautiful banisters, and an abundance of natural light that highlights the expansive open-concept layout. The impressive living and dining room combination offers an exceptionally large space that can be used however you desire, creating endless flexibility for entertaining, gatherings, or additional living space. The downstairs living areas feature elegant wood-look tile flooring, custom trim work, crown molding throughout, wainscoting details, and designer finishes at every turn. The gourmet kitchen is truly the heart of the home, featuring stainless steel appliances, built-in ovens, natural gas cooking, reverse osmosis, an oversized exotic granite island with seating for four, a butler’s pantry, and a spacious walk-in pantry. The large eat-in dining area off the kitchen flows seamlessly into the family room, creating the perfect space for everyday living and entertaining while still offering a warm and inviting atmosphere. The first-floor office offers the perfect work-from-home setup, while the convenient downstairs pool bath with shower provides easy access to the outdoor living space. Retreat to the luxurious primary suite showcasing a coffered ceiling with crown molding, spacious walk-in closets, and a spa-inspired bath complete with a soaking tub and frameless glass shower. Upstairs, the loft area offers the perfect additional TV room, playroom, or flex space. One of the many reasons the Palazzo floor plan is so highly sought after is the exceptionally spacious secondary bedrooms, offering comfort and flexibility for family and guests alike. One secondary bedroom features its own private en-suite bathroom, while the remaining two bedrooms share a well-appointed bath with dual sinks, providing both functionality and privacy. Step outside to your private resort-style backyard oasis featuring a heated saltwater pool and spa, tranquil lake views, and incredible sunsets that create the perfect setting for entertaining or relaxing in total privacy. Additional upgrades include hurricane shutters, solar panels, epoxy garage flooring, brick paver driveway and stone accents. Located in one of Tampa Bay’s most desirable master-planned communities, Starkey Ranch offers resort-style amenities including community pools, playgrounds, dog parks, a K-8 magnet school, community center, gardens, kayaks on Cunningham Lake, over 20 miles of walking and biking trails, and year-round community events. This is Florida living at its finest.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,050,000
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $840,000 | $840,000 | $840,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.361% | 6.223% |
| Monthly Tax Payment | $1,405 | $1,405 | $1,405 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,036 | $5,172 | $7,088 |
| Total Monthly Payment | $6,566 | $6,702 | $8,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.