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Welcome to your waterfront retreat in the heart of Palm Harbor, where everyday living feels like a getaway. This updated two-bedroom, two-bathroom home sits along a canal leading directly to Lake Tarpon - perfect for boating, fishing, and enjoying Florida’s outdoor lifestyle right from your backyard. Inside, you’ll find a bright, open floor plan designed for both comfort and functionality. The living room and kitchen flow seamlessly together, creating an inviting space for entertaining or relaxing. The remodeled kitchen is a standout feature, offering granite countertops, state-of-the-art appliances, abundant cabinetry, and charming banquet seating with built-in storage - ideal for maximizing space and organization. The home features wood-look vinyl flooring throughout, along with upgraded windows and doors that enhance both style and efficiency. Both bedrooms are generously sized and share a well-appointed full bathroom with a large vanity and a tub/shower combination. Step outside to your private wooden deck overlooking the canal - an ideal spot for morning coffee, evening unwinding, or hosting guests. With direct water access, you can easily park your boat and head out to Lake Tarpon for a day of recreation. Located in a highly desirable Palm Harbor area, this home is just minutes from a variety of dining, shopping, and everyday conveniences. Whether you're looking for a full-time residence or a waterfront escape, this property offers the perfect blend of comfort, updates, and an unbeatable location for enjoying Florida’s lake lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $195 | $195 | $195 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,093 | $2,177 | $2,846 |
| Total Monthly Payment | $2,363 | $2,447 | $3,116 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.