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Looking for a move in ready home that's still affordable&FHA approved-or an investor waiting for a rare chance to own in a highly sought after complex?Here it is!Perfectly tucked into the heart of Danbury, this desirable, well maintained community offers both convenience and privacy. The unit features a new washer/dryer, dishwasher, HWH, w/an efficient heat pump C/A system, open flr plan-kit w/breakfast bar overlooking a living/dining combo w/sliders out to a peaceful, private deck, a walkin closet off the living room, updated bath, & generously sized BR w/its own walkin closet. Building amenities-rare at this price point-include an intercom entry system, stair-free access from the garage via a brand new elevator(assessment paid off by seller), convenient garbage chutes on each floor, a security camera system and, you'll love the garage parking space, #84, a must have in CT, plus abundant open parking outside for 2nd vehicle & visitors. Never a shortage. Even more perks include: a storage cage (approx. 8X10) located in the basement of the smaller building & low condo fees that include water, sewer, & trash removal. All this and its all within walking distance to Rogers Park, Tarrywile Park, Dunkin', shops, restaurants, downtown-plus just minutes to the NY line, I84, trains, the mall, &more. One pet allowed per unit (dog or cat under 20" in height, nonaggressive). Fantastic chance to own in a secure building w/unbeatable convenience. Come see, you will enjoy! Investors & owner-occupants welcome.
| Type | Description | Level |
|---|---|---|
| Dining Room | Breakfast Bar,Dining Area,Wall/Wall Carpet | Main |
| Full Bath | Full Bath,Tile Floor,Tub w/Shower | Main |
| Kitchen | Breakfast Bar,Tile Floor | Main |
| Living Room | Balcony/Deck,Combination Liv/Din Rm,Sliders,Walk-In Closet,Wall/Wall Carpet | Main |
| Primary Bedroom | Wall/Wall Carpet | Main |
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $175,600 | $175,600 | $175,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $222 | $222 | $222 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,052 | $1,096 | $1,446 |
| Total Monthly Payment | $1,349 | $1,393 | $1,743 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.