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Welcome to life in beautiful St. Augustine at sought-after Cordova Palms -- where modern comfort, thoughtful upgrades, and an exceptional location come together to create the perfect place to call home.
This well-maintained, move-in-ready home offers a functional and inviting layout with comfortable living spaces designed for both everyday living and entertaining. The fully fenced backyard creates a private outdoor retreat perfect for relaxing, pets, play, or gathering with friends and family. The patio's outdoor gas hookup makes grilling and outdoor cooking easy and convenient, while the epoxied garage floor adds a clean, polished touch with lasting durability.
Upstairs, you'll find a versatile flex space that can easily serve as a second living area, media room, playroom, home office, fitness space, or study nook--offering the flexibility today's buyers are looking for. Why wait for new construction when this home already includes upgrades, established fencing, and added features without the delays, extra expense, or post-closing projects?
Residents of Cordova Palms enjoy resort-style amenities including a sparkling pool, fitness center, clubhouse, playgrounds, sports fields, walking trails, and open green spaces designed for an active Florida lifestyle. Conveniently located near shopping, dining, top-rated St. Johns County schools, and with easy access to I-95, historic downtown St. Augustine, and the area's beautiful beaches, this location offers both convenience and lifestyle appeal.
As an added bonus, this home's CDD bond has already been paid off, helping keep the total annual CDD assessment significantly lower than many neighboring homes within the community -- a valuable long-term ownership benefit for the next homeowner.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $365 | $365 | $365 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,970 | $2,049 | $2,679 |
| Total Monthly Payment | $2,410 | $2,489 | $3,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.