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INTERIOR PHOTOS ARE HERE! A RARE AND EXCITING OPPORTUNITY AWAITS in this vibrant bay and canal-front community where coastal surroundings meet the ease and elegance of essentially new construction. Perfectly positioned in a peaceful setting just moments from community amenities and the clubhouse, this residence offers the best of both tranquility and perfection. BOASTING THE LARGEST FLOOR PLAN available, this thoughtfully reimagined home delivers effortless single-level living with the added benefit of covered parking right outside your front door and a small patio in back. Inside, abundant natural light pours through impact windows with 2” blinds, illuminating an open-concept design that feels both expansive and inviting. Serene water and fountain views create a picturesque backdrop, often visited by birds, bringing a sense of calm and connection to nature. EVERY DETAIL has been meticulously considered in this complete top-to-bottom transformation. From new studs, drywall, plumbing, and electrical systems to spray foam insulation and smooth-texture walls and ceilings this home offers the peace of mind and quality of new construction within an established, sought-after community. THE INTERIOR DESIGN strikes the perfect balance of modern sophistication and comfort. Luxury plank flooring flows seamlessly throughout, complemented by fresh creamy paint, shaker-style cabinetry with crown molding, clean line millwork, and two-panel doors with lever handles. Quartz countertops, classic tiling, brushed metal hardware and fixtures, and a full suite of modern lighting and ceiling fans enhance the home’s refined aesthetic. The chef’s kitchen showcases a top-of-the-line GE appliance suite designed to delight every cook. THE INTELLIGENTLY DESIGNED split-bedroom floor plan ensures privacy for all, with a dedicated hall separating the living areas from the spacious bedrooms and baths. Both bathrooms evoke a spa-like experience, each featuring beautifully designed walk-in showers. ADDITIONAL HIGHLIGHTS include a 2019 roof with a third nail for enhanced structural integrity, a 2022 HVAC system, new ductwork, new instant hot water system, 150amp electrical panel with arc fault breakers, new wiring, receptacles, switches, and dimmers. Plus, an abundance of storage throughout. The exterior showcases new and refreshed landscaping. THIS IS MORE THAN A HOME- it’s a unique opportunity to enjoy timeless modern, worry-free living in a well-established waterfront community. Properties of this caliber, combining location, design, and quality, are exceptionally rare. DUES COVER water, sewer, trash, recycle, pest control, cable with HD box, internet with router, exterior maintenance/repairs/replacement, landscape maintenance, insurance. COMMUNITY FEATURES remodeled clubhouse, banquet room, billiards, ping-pong, library/game room, lakeside veranda, boat docks, heated pool, tennis, pickleball, shuffleboard, bocce ball, spa, sauna, workshop, chip/putting green, walking paths, butterfly garden, bayfront park, kayak launch/storage, bayside pavilion, lakeside gazebo, bird sanctuary, tidal pond, many lakes, spacious grounds of nearly 90 acres teaming with Florida wildlife, activities/socials! Mt Vernon is amenity rich and maintenance free, offering an unparalleled lifestyle & great value. Have it all just minutes by car, boat & bike from Anna Maria Island’s sugar white sandy beaches, unique shops & delicious dining. Secure your place in this one-of-a-kind coastal retreat!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $260 | $260 | $260 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,768 | $2,325 |
| Total Monthly Payment | $2,059 | $2,103 | $2,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.