4857 INDEPENDENCE DRIVE, Bradenton, FL, 34210 | $350,000

INTERIOR PHOTOS ARE HERE! A RARE AND EXCITING OPPORTUNITY AWAITS in this vibrant bay and canal-front community where coastal surroundings meet the ease and elegance of essentially new construction. Perfectly positioned in a peaceful setting just moments from community amenities and the clubhouse, this residence offers the best of both tranquility and perfection. BOASTING THE LARGEST FLOOR PLAN available, this thoughtfully reimagined home delivers effortless single-level living with the added benefit of covered parking right outside your front door and a small patio in back. Inside, abundant natural light pours through impact windows with 2” blinds, illuminating an open-concept design that feels both expansive and inviting. Serene water and fountain views create a picturesque backdrop, often visited by birds, bringing a sense of calm and connection to nature. EVERY DETAIL has been meticulously considered in this complete top-to-bottom transformation. From new studs, drywall, plumbing, and electrical systems to spray foam insulation and smooth-texture walls and ceilings this home offers the peace of mind and quality of new construction within an established, sought-after community. THE INTERIOR DESIGN strikes the perfect balance of modern sophistication and comfort. Luxury plank flooring flows seamlessly throughout, complemented by fresh creamy paint, shaker-style cabinetry with crown molding, clean line millwork, and two-panel doors with lever handles. Quartz countertops, classic tiling, brushed metal hardware and fixtures, and a full suite of modern lighting and ceiling fans enhance the home’s refined aesthetic. The chef’s kitchen showcases a top-of-the-line GE appliance suite designed to delight every cook. THE INTELLIGENTLY DESIGNED split-bedroom floor plan ensures privacy for all, with a dedicated hall separating the living areas from the spacious bedrooms and baths. Both bathrooms evoke a spa-like experience, each featuring beautifully designed walk-in showers. ADDITIONAL HIGHLIGHTS include a 2019 roof with a third nail for enhanced structural integrity, a 2022 HVAC system, new ductwork, new instant hot water system, 150amp electrical panel with arc fault breakers, new wiring, receptacles, switches, and dimmers. Plus, an abundance of storage throughout. The exterior showcases new and refreshed landscaping. THIS IS MORE THAN A HOME- it’s a unique opportunity to enjoy timeless modern, worry-free living in a well-established waterfront community. Properties of this caliber, combining location, design, and quality, are exceptionally rare. DUES COVER water, sewer, trash, recycle, pest control, cable with HD box, internet with router, exterior maintenance/repairs/replacement, landscape maintenance, insurance. COMMUNITY FEATURES remodeled clubhouse, banquet room, billiards, ping-pong, library/game room, lakeside veranda, boat docks, heated pool, tennis, pickleball, shuffleboard, bocce ball, spa, sauna, workshop, chip/putting green, walking paths, butterfly garden, bayfront park, kayak launch/storage, bayside pavilion, lakeside gazebo, bird sanctuary, tidal pond, many lakes, spacious grounds of nearly 90 acres teaming with Florida wildlife, activities/socials! Mt Vernon is amenity rich and maintenance free, offering an unparalleled lifestyle & great value. Have it all just minutes by car, boat & bike from Anna Maria Island’s sugar white sandy beaches, unique shops & delicious dining. Secure your place in this one-of-a-kind coastal retreat!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Lobby Key Required, Maintenance, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: MOUNT VERNON PH 3
  • Year Built: 1981
  • Common Charge: $790 Monthly
  • Approx Sq. Feet: 1,525
  • Est. Taxes: $3,118
  • Lot Desc: In County, Near Public Transit, Street Dead-End
  • View: Water
  • Adult Communities: Yes
  • Water Front: Yes
  • Pet Policy: No
  • Appliances: Other
  • MLS#: A4690616
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/A4690616/4857independencedrive_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 5:58:52 AM)
Listing courtesy of WAGNER REALTY   Phone: 941-761-3100

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4857 INDEPENDENCE DRIVE, Bradenton, FL, 34210

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $260 $260 $260
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,724 $1,768 $2,325
Total Monthly Payment $2,059 $2,103 $2,660

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.