1326 S ESTUARY, Crystal River, FL, 34429 | $549,000

Discover a rare opportunity to own the largest private riverfront estate in Ozello, spanning 1. 5 acres with over 500 feet of natural shoreline protected by a sturdy rock seawall. This expansive property is a sanctuary, fully enclosed by a privacy fence and offering vast space for vehicle and equipment storage. Just three miles from open waters of the Gulf of Mexico, this location is a premier gateway for world-class boating and fishing. The cypress-sided residence is designed to celebrate its unique setting, featuring over 1, 000 square feet of attached decking with custom railings that overlook a constant parade of Florida wildlife, including dolphins, manatees, and otters. The outdoor experience is further enhanced by a paved fire pit, and a floating dock. Inside, the home features solid wood cabinetry, durable tile flooring and newer windows, with a roof replaced in 2022 for added peace of mind. The primary suite serves as a tranquil retreat with direct deck access and water views, complemented by a primary bath with a tiled shower and updated vanity. Two additional bedrooms share a newly remodeled bath featuring modern lighting, built-in shelving and a fresh vanity. From vibrant birdlife, including pelicans, ospreys and spoonbills, to the seamless flow between the indoor and outdoor entertaining spaces, this estate offers a lifestyle of proven expertise in coastal relaxation and adventure.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Style: Traditional
  • Year Built: 1979
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,144
  • Acreage: 1.5
  • Est. Taxes: $3,483
  • Lot Desc: In County
  • View: Water
  • Pet Policy: Yes
  • Appliances: Microwave
  • MLS#: OM723861
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/OM723861/1326sestuary_crystalriver_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 2:25:36 AM)
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY   Phone: 352-509-6455

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1326 S ESTUARY, Crystal River, FL, 34429

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $290 $290 $290
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,704 $2,812 $3,677
Total Monthly Payment $3,086 $3,194 $4,059

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.