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Welcome to the quintessential "Old Florida" lake house - set on sought-after Lake Keystone, a premier ~434-acre private ski lake in Odessa. Situated on 1. 16 acres with nearly 220 feet of shoreline, this property offers unmatched privacy and a true waterfront lifestyle. A long private drive guides you to a stunning setting among historic cypress trees, featuring a one-of-a-kind boardwalk, two grandfathered-in observation decks, and a boathouse with lift. Outdoor living is exceptional with a screened-in heated saltwater pool and spa, expansive yard, basketball court, fire pit, and a full outdoor kitchen with grill and Big Green Egg. The vaulted back porch captures incredible lake views, complemented by mature landscaping and extensive outdoor lighting. Inside, the main living level offers an open layout with walls of windows and exposed beams. The primary suite features a walk-in closet, additional built-ins, and a spa-like bath. 2 additional bedrooms and 2 additional bathrooms complete this level. The lower level includes a secondary living room with fireplace and pool access, full bath, laundry/kitchenette, and a fourth bedroom or office. Crossing through the 3-car tandem carport, you will find a climate-controlled storage room with mini-split and cedar closets to add functionality.
Notable upgrades include Control4 smart home automation, security cameras throughout the property, Generac whole-house generator (2026), impact windows, metal roof, composite decking, water filtration system, and more.
A rare opportunity to own a truly special lakefront property that feels worlds away, yet minutes from Tampa. Full upgrades list available upon request.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$2,300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,840,000 | $1,840,000 | $1,840,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.385% | 6.223% |
| Monthly Tax Payment | $1,226 | $1,226 | $1,226 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,032 | $11,329 | $15,527 |
| Total Monthly Payment | $12,383 | $12,680 | $16,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.