2685 38th AVE SE, Naples, FL, 34117 | $549,900

Welcome to this brand-new luxury residence located in the heart of Golden Gate Estates, offering the perfect balance of privacy and convenience. Just minutes from top-rated schools, shopping, dining, and Naples’ world class beaches, this home delivers upscale living in a highly desirable location. Featuring 4 spacious bedrooms and 3 beautifully appointed bathrooms, the home includes a private in-law suite with its own entrance—ideal for guest accommodations, multigenerational living, or potential rental income, 100% uplands. Designed with elegance and functionality in mind, the home showcases high-end finishes throughout, including premium flooring, modern fixtures, high end kitchen and thoughtfully selected materials that elevate every space. The custom closet systems in every bedroom provide exceptional organization and storage. The property also offers vehicle access to the rear of the lot, creating endless possibilities for additional structures, storage, or outdoor enhancements. With no HOA restrictions, enjoy the freedom to personalize your lifestyle—room for a pool, workshop, or future expansion.
Bienvenido a esta espectacular residencia de nueva construcción, ubicada en el corazón de Golden Gate Estates, donde la privacidad se combina perfectamente con la comodidad. A solo minutos de excelentes escuelas, centros comerciales, restaurantes y las famosas playas de Naples, esta propiedad ofrece un estilo de vida exclusivo en una de las zonas de mayor crecimiento. La propiedad cuenta con 4 amplias habitaciones y 3 baños elegantemente diseñados, incluyendo una suite independiente tipo in-law con entrada privada, ideal para familia extendida, invitados o como oportunidad de ingreso por alquiler. Diseñada con atención al detalle, la vivienda presenta acabados de alta gama en todas sus áreas, con materiales premium, iluminación moderna y un diseño funcional y sofisticado. Cada habitación está equipada con sistemas de clósets personalizados, brindando excelente organización y comodidad. Además, la propiedad ofrece acceso vehicular a la parte trasera del terreno, lo que permite múltiples posibilidades como construcción adicional, área de almacenamiento o mejoras exteriores. Sin restricciones de HOA, ofreciendo total libertad para personalizar y disfrutar su inversión. Una oportunidad única de adquirir una residencia de lujo con potencial de ingresos en una de las zonas más deseadas de Naple

Features

  • Amenities: Extra Storage,Horses OK,Internet Access,None
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Duplex,Florida
  • Development: GOLDEN GATE ESTATES
  • Year Built: 2025
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 1,956
  • Acreage: 1.14
  • Est. Taxes: $574
  • Lot Desc: Horses Ok,Regular
  • View: Wooded Area
  • Community Type: Non-Gated
  • Pet Policy: No Approval Needed
  • MLS#: 226018787
  • Website: https://www.raveis.com
    /prop/226018787/268538thavese_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premiere Plus Realty Co.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2685 38th AVE SE, Naples, FL, 34117

$549,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,920 $439,920 $439,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $48 $48 $48
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,709 $2,853 $3,683
Total Monthly Payment $2,849 $2,993 $3,823

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.