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6 Church Avenue, Germantown, NY, 12526 | $375,000
Located in the charming Hudson River Hamlet of Germantown, this perfect little three-bedroom house is now available for the first time in fifty years. Built in the late nineteenth-century, this sweet cottage is set behind a white picket fence and features a covered front porch spanning the full width of the house. Enter through the stair hall and then into the bright ground floor rooms; a living room , a dining area and a large kitchen. Upstairs are three bedrooms, a fu bath and a shared hallway closet. The lower-level workroom with a decorative tin ceiling has full windows and a door to a covered back porch. The expansive rear yard is anchored by a magnificent and ancient Catalpa tree offering summer shade and privacy. Both properties are in the center of Germantown near two great restaurants, the famous Otto's grocery and deli, and several chic shops and galleries. Ideally situated between the Town of Hudson and the Village of Rhinebeck, both Amtrak Stations and just two hours from NYC.
Features
- Bedrooms: 3
- Baths: 1 full
- Style: Cottage
- Year Built: 1870
- Heating: Forced Air, Oil
- Basement: Partially Finished, Walk-Out Access
- Acreage: 0.15
- Est. Taxes: $3,581
- Lot Desc: Back Yard, Front Yard
- View: Neighborhood
- School District: Germantown
- Appliances: Range, Refrigerator
- MLS#: 20262189
- Days on Market: 27 days
- Website: https://www.raveis.com
/prop/20262189/6churchavenue_germantown_ny?source=qrflyer
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills RegionListing courtesy of HOUSE Hudson Valley Realty
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
6 Church Avenue, Germantown, NY, 12526
$375,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | $298 | $298 | $298 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,775 | $1,872 | $2,471 |
| Total Monthly Payment | $2,148 | $2,245 | $2,844 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535