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Welcome to the perfect lake home! This Franklin, VT residence showcases an easygoing lifestyle with scenic surroundings and easy access to the beauty of Lake Carmi. Set on a manageable . 12-acre lot, the property is perfect for those looking to enjoy lakeside living without the upkeep of a larger parcel. Inside, the home features ~1, 350 square feet of comfortable living space, thoughtfully designed and cared for by it's original owners. The main level is bright and open, with an updated eat-in kitchen that seamlessly flows to the dining area and spacious living room, creating a layout that works well for both everyday living and entertaining. Large windows throughout bring in an ample supply of natural light and help frame the peaceful surroundings and lake views. The upper level includes three rooms plus an additional one and a half baths, with calming views that continue to add to the home’s relaxed feel. Outdoor spaces are a highlight with both a screened-in porch, perfect for summer nights, and a front deck offering the perfect spot to enjoy your views of the lake. With the lake access being just a short walk, this convenient location provides opportunities for boating, swimming, and fishing, making it easy to enjoy everything the area has to offer. Whether you're searching for a full-time residence or a summer getaway, this property delivers a comfortable setting with access to one of Vermont’s most beloved lakes. Don't miss your chance, schedule a tour today!
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/20/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $270 | $270 | $270 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,231 | $1,297 | $1,674 |
| Total Monthly Payment | $1,576 | $1,642 | $2,019 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.