1115 LUMSDEN TRACE CIRCLE, Valrico, FL, 33594 | $525,000

Under contract-accepting backup offers. Welcome to your private Florida retreat in the heart of Valrico. This beautifully updated, move-in ready 3-bedroom + bonus room + office, 3-bath pool home offers the perfect blend of comfort, style, and energy efficiency and all on a spacious, fully fenced non-flood zone lot just under a quarter acre. Built in 2001 and thoughtfully upgraded throughout, this beautiful single-story residence features 2, 444 square feet of open-concept living designed for both everyday comfort and effortless entertaining. From the moment you arrive, you’ll notice the exceptional curb appeal with native Florida landscaping, a freshly painted exterior (2025), custom front entry door, and oversized 3-car garage. Step inside to a bright and inviting foyer that opens to expansive living spaces and picturesque views of the backyard with pool. Ceramic tile flooring installed in 2021 flows throughout the main living areas, while warm laminate wood flooring enhances the bedrooms, dining room, and office. The interior was freshly painted in 2026, giving the home a crisp, modern feel. At the center of the home, the spacious kitchen is designed to impress with 42” cabinetry, stainless steel appliances, glass tile backsplash, center island with stainless sink, breakfast bar seating, and seamless flow into the large living room. Sliding glass doors open directly to the screened lanai and pool area, creating true indoor-outdoor living. The adjacent casual dining area is filled with natural light from large windows overlooking the backyard. The split-bedroom floor plan offers privacy and flexibility. The spacious primary suite is tucked away in its own wing and features an 18’x12’ bedroom, private lanai access through sliding glass doors, dual walk-in closets, and a ensuite bath complete with split vanities, garden tub, separate tiled shower, and private water closet. On the opposite side of the home, Bedrooms 2 and 3 share a beautifully updated bathroom, while the oversized 23’x11’ bonus room provides endless possibilities as a media room, playroom, gym, guest suite, or potential 4th bedroom with the addition of a closet. A third full bath with exterior access serves perfectly as a pool bath and features an updated vanity and glass-tile shower. Outdoor living truly shines here. The massive 1, 000+ square foot screened lanai surrounds the heated saltwater pool and spillover spa, offering the ultimate space for relaxing or entertaining year-round. One of the home’s most valuable features is the solar system, paid off by sellers at closing. Installed in 2023 and featuring 42 400W solar panels, this system provides significant long-term energy savings for the next owner. Additional major updates include: new roof (2019), new front door (2020), pool heater (2022), pool salt system (2023), pool plumbing (2023), new pool pump (2026), refrigerator (2024), dishwasher & microwave (2021), and oven (2019). Located in the highly desirable Lumsden Trace community, this home offers exceptional convenience being less than 2 miles from Valrico Park, and less than 4 miles from shopping, restaurants, fitness centers, and everyday essentials including Publix, Walmart, Home Depot, and LA Fitness. This is the rare combination of space, updates, location, and Florida-style outdoor living that buyers have been waiting for. Schedule your private showing today.

Features

  • Rooms: 14
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 70 x 150
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Contemporary, Florida, Ranch
  • Year Built: 2001
  • Garage: 3-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Electric, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 2,444
  • Acreage: 0.24
  • Lot Size: 70 x 150
  • Est. Taxes: $4,395
  • HOA Fee: $550 Annually
  • Lot Desc: In County, Landscaped, Level, Sidewalk
  • View: Pool
  • Elem. School: Buckhorn-HB
  • Middle School: Mulrennan-HB
  • High School: Durant-HB
  • Pool: Gunite, Heated, In Ground, Outside Bath Access, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Washer
  • MLS#: TB8505580
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/TB8505580/1115lumsdentracecircle_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/27/2026 2:05:51 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 813-286-6563

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1115 LUMSDEN TRACE CIRCLE, Valrico, FL, 33594

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $366 $366 $366
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,552 $2,652 $3,488
Total Monthly Payment $3,010 $3,110 $3,946

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.