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One or more photo(s) has been virtually staged. 1330 Long Oak Way, Sanford, is a 3 bedroom, 2. 5 bathroom townhouse with 1, 204 square feet, a 1 car garage, city water, public sewer, and HOA amenities in an established Sanford community. This home works well for buyers looking for low maintenance living, a practical floor plan, and a location that gives easy access to daily essentials while still offering the space of 3 bedrooms and 2. 5 bathrooms. The layout is especially useful for buyers who want separation between living space and bedrooms, extra room for guests, a home office, or a more flexible everyday setup than many smaller townhomes provide. A major value point is the NEW ROOF completed in 2024 or 2025 through the HOA, which helps take a large exterior expense off the table. The community also includes amenities such as a pool, lawn care, clubhouse, and exterior maintenance, which adds convenience for buyers who want a more managed ownership experience. HOA is $285 a month. The home is owner occupied, and the overall setup makes sense for someone looking for a Sanford townhouse with a garage, community amenities, and a floor plan that is easy to live in. Inside, the home offers a solid base with several useful updates already in place. The appliances have been updated, including an induction stove, garbage disposal, and an under sink hot water unit that gives faster hot water access in the kitchen. The bathrooms are more original in finish level, and the interior can benefit from cosmetic updating such as flooring, paint, and bath improvements, which gives the next owner room to improve the look without needing to change the overall layout. That is part of what makes this property appealing. A buyer can step into a home with the important basics already covered and improve the finish level over time. For buyers searching for a Sanford townhouse, a 3 bedroom 2. 5 bathroom townhome with garage, a Seminole County home with HOA amenities, or a property near Central Florida commuter routes with room to personalize, 1330 Long Oak Way checks multiple boxes. This is a strong option for a buyer who wants location, functionality, community features, and the chance to make thoughtful updates over time.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $165 | $165 | $165 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,231 | $1,262 | $1,660 |
| Total Monthly Payment | $1,471 | $1,502 | $1,900 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.