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Why wait for new construction when you can have this “like new” 2023 MI Homes Mira Lago floor plan now, with an approximate $490, 000 VA assumable mortgage at 5. 125 percent in a completely built-out phase of the community. This home brings you 3, 566 indoor SF on a lakefront lot with breathtaking sunsets! The well-configured floor plan offers a downstairs flex room/office (currently used as a formal dining room), a large great room, a guest bedroom with ensuite bath and private exit to the rear patio. The fantastic open kitchen has a 9-1/2' island breakfast bar, loads of counter space, cabinets and drawers, stainless steel appliances, double built-in ovens, plus a huge walk-in pantry with all the shelving and storage you would ever need. Have breakfast in the cafe area near the sliders to the patio so you can view the water to start your day. Upstairs you’ll find a spacious 20'x17' loft/game room area with tray ceilings and great natural lighting. The 22’x16’ owner’s suite with the deluxe owner’s bath option has dual vanities, a large garden tub, a separate shower and large walk-in closet. Add three more bedrooms and a full bath and you have a great floor plan with plenty of livability and privacy.
Discover the vibrant community and amenities of Berry Bay where you can live the balance of a tranquil oasis with the convenience of nearby exciting city life and beaches. Berry Bay offers planned events and activities throughout the year, a large sparkling swimming pool with many cozy seating and lounging areas, a spacious clubhouse, a covered scenic picnic area, a dedicated dog park, state-of-the art playground, basketball and pickleball court, paved pathways through parks for your exercise and relaxation. The location enjoys close proximity to I-75, Hwy 301 and Hwy 41 for easy travel to Tampa, St. Petersburg and Sarasota areas and new hospital and medical centers. Ellenton Premium Outlets are a few miles away and a variety of restaurants and activities. Become a part of this amazing community today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$489,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $391,920 | $391,920 | $391,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $888 | $888 | $888 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,413 | $2,475 | $3,255 |
| Total Monthly Payment | $3,376 | $3,438 | $4,218 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.