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Located along the Dalton Ave corridor in Pittsfield, this home offers a 4-bedroom layout with recent updates and a partially-finished basement. Situated on a corner lot, the home offers extra yard space and a new deck for seasonal use. Interior improvements include refinished hardwood floors, fresh paint throughout, and an updated bathroom, creating a move-in ready feel. A traditional ranch style home, the main level features the majority of the living space. It includes a formal dining room attached to the kitchen and a spacious living room in the front. It also includes one full bathroom and three bedrooms with hardwood floors and generous closet space. The finished basement adds valuable bonus space with a bedroom, laundry room, and entertaining area suitable for a variety of uses. Heating is provided by gas hot water baseboard for consistent comfort. Off-street parking and a one-car garage offer everyday convenience. Some images in this listing have been virtually staged. This is a Fannie Mae HomePath property. First Time Buyers, complete the HomePath Ready Buyer homeownership course on Homepath. com. Attach certificate to offer up to 3% closing cost assistance. Check HomePath. com for more details. Restrictions apply.
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NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $244,000 | $244,000 | $244,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $324 | $324 | $324 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,405 | $1,562 | $2,026 |
| Total Monthly Payment | $1,804 | $1,961 | $2,425 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.