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Warm, inviting, and full of personality, this delightful 3-bedroom, 2-bathroom home is the one you've been waiting for. Nestled in a sought-after location in the Town of Poughkeepsie, this property effortlessly blends comfort, character, and convenience. Step inside and be greeted by abundant natural light that fills every room, creating a bright and cheerful atmosphere throughout. The sun-drenched 3-season sunroom is the perfect retreat — whether you're sipping your morning coffee, curling up with a good book, or simply soaking in the beauty of the season. Out back, your private outdoor oasis awaits. Relax or entertain on the deck overlooking a generous backyard complete with a bocce court and a garden just waiting to be brought back to life — a wonderful opportunity to grow your own little paradise. Whether you're hosting summer gatherings or enjoying peaceful evenings under the stars, this yard has room for it all. A 1-car garage with a private driveway rounds out this home's practical appeal, offering storage and parking with ease. Location? Hard to beat. Minutes from the Poughkeepsie Train Station for effortless commuting, the iconic Walkway Over the Hudson, Marist College, and all the dining, shopping, and culture the area has to offer. This is more than a house — it's a place to put down roots and make memories. Don't miss your chance to call it home!
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Our Executive Mortgage Banker:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $702 | $702 | $702 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,798 | $1,870 | $2,444 |
| Total Monthly Payment | $2,575 | $2,647 | $3,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.