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Beautiful two-year-old home that still looks brand new on a wooded . 65 acre lot. Quiet street next to Cowpens downtown. This 3 bedroom, 2 bath home has an open layout with intricate attention to detail. The living room has an electric wall fireplace and a beautiful mantel with wood accent. The kitchen has quartz countertops, soft-close drawers & cabinets, subway tile backsplash, a large island, and stainless steel appliances. The Dining area has wainscoting accents, and the entire Living/Dining area has windows for lots of natural light. The split bedroom floor plan has the Primary bedroom nestled on one side of the home with a wood accent half wall & tongue & groove accent tray ceiling. A walk-in closet, two raised vanities, a garden tub, a separate shower, an open-shelving linen niche, and a private potty complete the Primary suite. The secondary bedrooms have a shelf niche accent area, ceiling fans, and well-sized closets. The hall bathroom has a tub/shower combination and one vanity. The walk-in laundry room has soft-closure cabinetry above the washer & dryer area. LVP & tile flooring throughout- no carpet. A storm/screen door was added to the front door, and an antique-style screen door to the rear door. Enjoy the rear covered patio attached to a pergola-covered deck. A graveled 2nd driveway with a retaining wall goes to a detached 30'x20' vaulted two-car carport with a storage area added for camper parking. Close proximity to schools, restaurants, and shopping. Hurry before it's gone!
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Our Executive Mortgage Banker:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $79 | $79 | $79 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,674 | $1,719 | $2,258 |
| Total Monthly Payment | $1,828 | $1,873 | $2,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.