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Located in one of the most sought-after communities in St. Cloud, welcome to Hammock Pointe. Known for its beautiful tree-lined streets, spacious homesites, and custom character throughout the neighborhood. Situated on a corner lot just under 1/2 acre, this 3-bedroom, 2-bath home offers space, privacy, and endless potential.
Step inside to an open-concept layout with plantation shutters thoughout. A large formal dining room to the left and the third bedroom to the right of the entryway. The spacious living room flows seamlessly out to the oversized screened-in patio, partially covered by roofline and then covered by high screens. Perfect for entertaining or relaxing while enjoying the peaceful surroundings.
The bright and airy kitchen offers an abundance of cabinet space with a sink that overlooks the large dinette area and has beautiful views of the patio. The primary suite feels like its own oasis. Featuring a unique U-shaped closet, private patio access, and a spacious bathroom with a soaking tub and separate shower. The second bedroom is located on the other side of home and is essentially an additional primary suite with a large walk-in closet, its own attached bathroom, soaking tub, dual vanities, and separate shower.
Additional highlights include an oversized side-entry 2-car garage WITH A/C! Perfect for a Florida summer! Plus, there is plenty of storage in the garage with multiple closets. A water softener system is included with the sale, as well as the washer and dryer. Don’t miss your opportunity to own in one of St. Cloud’s hidden gems.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$530,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $424,000 | $424,000 | $424,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $623 | $623 | $623 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,611 | $2,715 | $3,549 |
| Total Monthly Payment | $3,326 | $3,430 | $4,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.