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Welcome to 137 Baybright Drive in Shirley—a charming and move-in-ready 3-bedroom, 1-bath ranch set on a spacious, fully fenced property offering comfort, simplicity, and incredible outdoor space. Step inside to a bright and inviting living area with updated flooring and abundant natural light, creating a warm and welcoming atmosphere. The eat-in kitchen features ample cabinetry, stainless steel appliances, and plenty of counter space, making it both functional and practical for everyday living. All three bedrooms are well-sized with clean finishes and great natural light, while the full bathroom is neatly maintained and centrally located. The home offers easy one-level living, perfect for a variety of buyers. Outside is where this property truly shines—situated on a large, fully fenced yard with endless possibilities. Enjoy a spacious deck ideal for entertaining, relaxing, or summer gatherings, along with plenty of room for recreation, gardening, or future enhancements. Purchase also includes additional connected . 25 acre lot that is included in the property size. Conveniently located near parks, beaches, shopping, and major roadways, this home offers a great combination of indoor comfort and outdoor lifestyle. Don’t miss the opportunity to own this well-maintained ranch with an oversized yard with low taxes of under $5k with the STAR credit!
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Our Executive Mortgage Banker:
$399,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,999 | $319,999 | $319,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $535 | $535 | $535 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $1,996 | $2,613 |
| Total Monthly Payment | $2,527 | $2,606 | $3,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.