35 Scotch Cap Road, Waterford (Quaker Hill), CT, 06375 | $349,900

In the heart of Quaker Hill, this 3 bedroom Cape blends classic charm with thoughtful modern improvements. Step inside to find a layout that lives comfortably whether you're starting out, sizing down, or seeking a turnkey investment. The main level features a galley kitchen that opens to a window wrapped dining area with newer oversized Andersen sliding windows (2021). From here, there is direct access to a small composite deck with vinyl railings (2024) with steps leading down to the walkway, fenced yard, & driveway. The living room and two first floor bedrooms have hardwood floors. One of the bedrooms has a built in Murphy bed, ideal for a combination home office & guest accommodations. Upstairs you'll find a large landing that offers efficient space for a wardrobe area, playroom, or a second home office setup. Beyond this is the third bedroom, complete with two closets. The walkout lower level provides functional space, currently used for a home gym, and a dedicated laundry room and utility/work area. Additional storage is available in the large shed & the under house storage room. The fenced in yard (2021) is a safe space for pets, and the stamped concrete patio (2025) and stone firepit area create inviting outdoor entertaining & dining spaces. Raised garden beds are filled with rich composted soils, ready for the next growing season. Major improvements include a roof, boiler, vinyl siding, and chimney liner-all replaced within the last 5-12 years. With quick access to Route 32, this home is minutes from Connecticut College, the U. S. Coast Guard Academy, Downtown New London, Electric Boat, the Naval Subbase, and Mohegan Sun-a prime location for both convenience and commuter appeal.

Features

  • Town: Waterford
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: Lower Level
  • Style: Cape Cod
  • Year Built: 1949
  • Heating: Steam
  • Cooling: Ceiling Fans,Window Unit
  • Basement: Full,Storage,Interior Access,Partially Finished,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 1,202
  • Acreage: 0.19
  • Est. Taxes: $3,814
  • Lot Desc: Fence - Partial,Corner Lot,Lightly Wooded,On Cul-De-Sac
  • Elem. School: Per Board of Ed
  • High School: Waterford
  • Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24173205
  • Website: https://www.raveis.com
    /prop/24173205/35scotchcaproad_waterford_ct?source=qrflyer
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Listing courtesy of RE/MAX One   Phone: (860) 429-3973

Room Information

Type DescriptionLevel
Bedroom 1 Ceiling Fan,Hardwood FloorMain
Bedroom 2 Ceiling Fan,Hardwood FloorMain
Dining Room Laminate FloorMain
Full Bath Tub w/ShowerMain
Kitchen Built-Ins,Galley,Laminate FloorMain
Living Room Ceiling Fan,Hardwood FloorMain
Primary Bedroom Wall/Wall CarpetUpper

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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35 Scotch Cap Road, Waterford (Quaker Hill), CT, 06375

$349,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $318 $318 $318
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,724 $1,767 $2,324
Total Monthly Payment $2,117 $2,160 $2,717

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.