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Presented by
Sharon Wilson - The Pam Famiglietti Team |
This beautifully appointed and meticulously maintained Oyster Bay residence blends thoughtful design with high end finishes across three spacious levels. Featuring hardwood floors throughout, five bedrooms and four full bathrooms. The home offers exceptional flexibility, including a first floor bedroom with attached en-suite bath with walk-in shower and attached den, perfect for extended guests. Three of the four bathrooms are en suite including a luxurious third floor primary retreat. The main living room is both grand and inviting, with soaring 11 foot ceilings, a gas fireplace with a custom mantel. A formal dining room with pocket doors leads to a gourmet kitchen with radiant heat and an eight foot island outfitted with quartz countertops. The island also offers an oversized prep-sink, microwave and additional seating. Completing the kitchen are two Bosch dishwashers, gas stove, wall oven, premium stainless appliances, pull out drawers, a double water filtration system, under counter lighting and a second oversized sink. An additional option for casual dining is an attached eat in kitchen area. A sun lit spacious den with French doors leads to an expansive outdoor setting, featuring an alfresco dining area, a brick patio, composite decking and a pebbled fire pit for cozy evenings. Completing the home is a full unfinished basement of over one thousand square feet of usable space, new windows, refinished cement stucco walls with high ceilings that leads to an underground attached two car garage. Central air conditioning, five zone heat, newly paved driveways, radiant heat in the foyer and kitchen, pull-down attic stairs with additional storage, surround sound speakers inside and out make this an exceptional home for elegance, entertaining and functionality. Please note some images include virtual staging.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,550,000
Sales Associate
William Raveis Real Estate
Phone: 203.702.3293
Sharon.Wilson@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,240,000 | $1,240,000 | $1,240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $1,603 | $1,603 | $1,603 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,041 | $7,534 | $10,464 |
| Total Monthly Payment | $8,768 | $9,261 | $12,191 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.