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Nestled in the highly sought-after Centerport private Huntington Beach Community Association and located within the award-winning Harborfields Central School District, this is a rare opportunity to own one of the North Shore’s most captivating waterview homes. Offering breathtaking panoramic views of Centerport Harbor and beyond, this charming circa-1930 beach cottage combines timeless character with thoughtful modern upgrades. Filled with natural light and coastal charm, this meticulously maintained 2-bedroom, 1-bath home welcomes you with gleaming hardwood floors, an inviting living space with a classic wood-burning fireplace—perfect for cozy evenings year-round. The newly rebuilt eat-in kitchen is beautifully appointed with custom cabinetry, quartz countertops, stainless steel appliances, and a gas range, creating the perfect blend of style and functionality. Enter through the kitchen slider onto an elevated deck where spectacular harbor views create the ultimate setting for morning coffee, outdoor dining, or sunset relaxation. Also on the main level are two comfortable bedrooms, a brand-new full bath, a small space for an office which leads into a spacious, charming three-season room ideal as a reading nook, or creative space. The full lower-level basement offers abundant storage and future possibilities. Just a few hundred feet from the private Huntington Beach Community beach, boating, and waterfront recreation (HBCA dues only $350 annually), this turnkey Centerport beach cottage offers both immediate enjoyment and exceptional expansion potential—whether as an intimate weekend retreat, year-round residence, or the foundation for your dream North Shore waterfront home for under $1MM. Truly rare. Low taxes of just $8, 278, with additional savings possible through STAR. A truly special Long Island waterfront opportunity —where every day feels like a vacation.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$899,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,920 | $719,920 | $719,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $690 | $690 | $690 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,031 | $4,374 | $6,027 |
| Total Monthly Payment | $4,813 | $5,156 | $6,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.