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Looking for an affordable property at the beach? Don’t miss out on this furnished 2-bedroom, 2-bath coastal home located in the highly desirable Surfside Estates 55+ community. Full of charm and character, this special home offers comfortable beachside living with thoughtful updates and unique features throughout. The front Florida Room has been opened up to add additional living space, creating a bright and welcoming area to relax or entertain. A rare grandfathered fenced area in the rear yard provides the perfect spot for your furry friends, as new fences are no longer permitted in Surfside Estates. Adding to the appeal, this home is situated adjacent to one of the community’s beautifully maintained garden parks, giving you the feeling of extra outdoor space without the upkeep. The screened carport is ideal for storing your golf cart, motorcycle, bikes, or fishing gear while protecting them from the salt air, and can easily be converted back to a traditional carport if desired. Additional features include an enclosed side porch, extra storage room, and a one-of-a-kind pond feature in the front yard that adds to the home’s coastal charm. Important updates include hurricane shutters, a metal roof professionally inspected and sealed with Lanco Urethanizer in April 2024, A/C replaced in 2018, and a new garbage disposal installed in 2024. Located in Surfside Estates, an active 55+ resident-owned manufactured home community nestled between the Atlantic Ocean and the Intracoastal Waterway, this property offers the true Florida lifestyle. Best of all, there is no lot rent when you purchase here, you own a share of this beautiful beachside community. The low monthly maintenance fee of $220 includes Wi-Fi, internet, cable, lawn care, management, and access to all community amenities. Residents enjoy a heated/cooled inground pool, fitness room, library, shuffleboard courts, rooftop deck, kayak storage, BBQ area, gazebo overlooking the Intracoastal, and two community docks perfect for fishing, watching dolphins, or enjoying breathtaking sunsets. The active Social Calendar offers endless opportunities to connect with neighbors, including bingo nights, card games, pool tables, exercise classes, water aerobics, and more. Walk across the street to the beach or hop on your bike or golf cart and explore everything in this coastal paradise. Just minutes away, the charming town of Flagler Beach offers local restaurants, shopping, and entertainment, while nearby mainland conveniences include hospitals, doctors, and additional shopping. Come experience this charming beachside getaway and claim your own piece of paradise!
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Our Executive Mortgage Banker:
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$189,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $151,200 | $151,200 | $151,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $122 | $122 | $122 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $931 | $981 | $1,266 |
| Total Monthly Payment | $1,128 | $1,178 | $1,463 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.