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176 Carter Street is a rare retreat tucked down a quiet lane on nearly two park-like acres surrounded by mature specimen trees, perennial gardens, and sweeping open lawns. Peaceful and picturesque, this bucolic setting offers exceptional privacy without ever feeling remote. Thoughtfully improved throughout, the light-filled Gambrel Colonial flows across three finished levels. Light pours through oversized windows across gracious main rooms - a spacious living room with fireplace, lacquered office with custom built-ins, generous dining room, and updated chef's kitchen with bay window overlooking the breathtaking grounds. A first-floor bedroom and full bath are perfect for guests or a private suite. Upstairs, five serene bedrooms include a beautifully updated primary suite, three additional full baths, and a flexible bonus room currently used as a playroom. The walk-out lower level, complete with fireplace and wet bar, opens through a sweeping wall of French doors to a private ivy-covered stone patio, where evenings unfold around the fire pit under open skies. Outside, a spectacular heated pool and sprawling lawn create the perfect backdrop for entertaining. A charming barn sparks endless possibility, while a full-house generator and detached two-car garage add everyday practicality. The property also offers exceptional potential for future expansion or reimagination. Ideally located just minutes to downtown New Canaan, train, top-rated schools, and the Merritt Parkway
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Bedroom 2 | Upper | |
| Bedroom 3 | Upper | |
| Bedroom 4 | Upper | |
| Bedroom 5 | Upper | |
| Dining Room | Bay/Bow Window | Main |
| Family Room | Wet Bar,Fireplace,French Doors,Half Bath,Patio/Terrace | Lower |
| Kitchen | Built-Ins,Granite Counters,Dining Area,Island | Main |
| Living Room | Fireplace | Main |
| Office | Built-Ins | Main |
| Primary BR Suite | Stall Shower,Walk-In Closet | Upper |
| Rec/Play Room | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $2,156,000 | $2,156,000 | $2,156,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.349% | 6.183% |
| Monthly Tax Payment | $1,593 | $1,593 | $1,593 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $12,242 | $13,275 | $18,194 |
| Total Monthly Payment | $13,960 | $14,993 | $19,912 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.