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Welcome to the epitome of Floridian charm, proudly presented at 2533 Dudley Drive W, Unit E, in the thriving Cresthaven Villas, an Active Adult community. This beautifully maintained villa stands as an inviting beacon within its active and appealing neighborhood, adorned with lush, mature landscaping. Upon entering, you're greeted by an open-plan layout bathed in abundant natural light streaming through the large impact windows. These windows not only offer a generous view of the surrounding landscape but also create a spacious ambiance that enhances the overall comfort of this home. An exquisitely upgraded kitchen evokes a culinary delight. Equipped with double sinks, granite countertops, and contemporary appliances, it is a perfect setting for both entertaining and everyday living. This home is dexterously designed with modern conveniences in mind, including the latest 2025 A/C system with a pump station for automatic line drainage, new ductwork installed, a contemporary 2024 tankless water heater, a Central Vac system, and an updated electrical panel with surge protection. This thoughtful design resonates throughout the home and demonstrates forward thinking. The outdoors have been carefully curated, featuring a meticulously designed backyard with an enhanced patio. Here, you can unwind with views of the sunset over the enlarged canal, creating an idyllic space for hosting or for pleasurable solitary moments in the warm Florida sun, with 2nd fridge in the storage/locker room near the backyard included for drinks and condiments convenient access. Ample storage options are evident in this meticulously planned design. Generously proportioned closets accommodate numerous belongings. The master suite boasts an ensuite bathroom with a large window, a sophisticated vanity, and an easy-access step-in shower, demonstrating the home's blend of elegance and convenience. The community promotes an active lifestyle, providing a range of amenities, including a billiard room, library, woodshop, shuffle board, game room, dance classes, BBQ allowed and an auditorium, where events such as bingo nights and flea markets promote social engagement. More leisurely features extend to include a vast dry sauna by the pool. Exuding tranquility, modernity, and sought-after Florida style, the property promises a delightful combination of quality, comfort, and sophistication. It is conveniently located near the airport (just 2 miles away) and the beach, while a range of on-site amenities adds to its alluring charm. This enchanting find at Dudley Drive West is truly Floridian living at its finest. Don't miss out! Make this your dream home! Property Features & Community Requirements UPGRADES & FEATURES: * 2023: New roof installed * New, updated electrical panel with surge switch * 2024: Tankless hot water heater * 2025: New A/C unit and compressor, plus a pump station for automatic line drainage * Central Vacuum System * Backyard gutters added by owners (community provides front gutters only) COMMUNITY DETAILS: * Monthly HOA fee: $504. 17 (includes basic cable via Breezeline, water, WiFi/internet, landscaping, and roof maintenance) * Minimum credit score: 693 * Minimum income for buyers: * Married couples: $30, 000 combined * Non-married couples/siblings: $30, 000 each (no exceptions) * Application fee: $250 per married couple, or per person if not married * Interviews conducted in person or via Zoom
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $167,200 | $167,200 | $167,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $181 | $181 | $181 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,002 | $1,043 | $1,377 |
| Total Monthly Payment | $1,258 | $1,299 | $1,633 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.