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Spacious Colonial home centered on a beautiful property lined by stonewalls and mature plantings, with 4 bedrooms and 3 1/2 baths, is located in a desirable neighborhood on the west-side of Ridgefield and is only minutes away from the village center, Historic Ridgefield, dining, schools and shopping. This location offers several ideal options for NY commuters. Additional comforting rooms include a great room, eat-in kitchen, dining room, living room, main floor office, lower level library, and two lower level bonus rooms to utilize for what best fits your needs. The large, light filled great room spans from the front to the back of the home. It has a cathedral ceiling, beams, stone fireplace and a French door. The kitchen has all new appliances, an island to eat at, as well as a dining area with a slider leading to the backyard deck. The primary bedroom is en-suite with a large walk-in closet and vaulted ceiling. An office tucked in the heart of the main floor features a wall with a built-in desk and shelving. There are also multiple options to set up another office in lower level for those who work from home. With 3+ serene acres, the level yard is great for recreation or relaxing alike.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Upper | |
| Bedroom 3 | Hardwood Floor | Upper |
| Dining Room | Bay/Bow Window,Hardwood Floor | Main |
| Eat-In Kitchen | Balcony/Deck,Built-Ins,Dining Area,Island,Sliders,Hardwood Floor | Main |
| Full Bath | Tub w/Shower,Tile Floor | Upper |
| Full Bath | Stall Shower | Lower |
| Great Room | Bay/Bow Window,Cathedral Ceiling,Beams,Ceiling Fan,Fireplace,Hardwood Floor | Main |
| Library | Book Shelves,Built-Ins,Tile Floor | Lower |
| Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | Main |
| Office | Book Shelves,Built-Ins,Hardwood Floor | Main |
| Primary Bath | Skylight,Double-Sink,Full Bath,Whirlpool Tub,Tile Floor | Upper |
| Primary Bedroom | Skylight,9 ft+ Ceilings,Vaulted Ceiling,Full Bath,Walk-In Closet,Hardwood Floor | Upper |
| Rec/Play Room | Engineered Wood Floor | Lower |
| Study | French Doors,Tile Floor | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $6,800 | $6,800 | $6,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $42 | $44 | $57 |
| Total Monthly Payment | $117 | $119 | $132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.