Welcome to 1884 Cross Pointe Way, a move-in ready home with pool in St. Johns County Florida located in the highly sought after St. Johns Golf & Country Club community near Jacksonville and St. Augustine. This updated 3 bedroom, 2 bathroom home with a versatile flex room offers an open and functional layout, modern upgrades, and private lake and preserve views, making it ideal for buyers searching for homes with water view, fenced backyard, and outdoor living space in Northeast Florida. Inside, you will find luxury vinyl plank flooring throughout, custom millwork, and built-in features, along with an updated kitchen featuring granite countertops, glass tile backsplash, stainless steel appliances, and ample storage. Both bathrooms have been remodeled with modern tile and finishes. Major system updates include a new roof in 2021 and a new HVAC system in 2023. Step outside to your private backyard oasis featuring a screened pool and spa, solar heated pool system, and a new pool heater installed in 2026, along with a fully fenced yard, fire pit, and hardscaped walkways designed for relaxing or entertaining. Conveniently located just minutes from Interstate 95, this home offers easy access to Jacksonville, St. Augustine, shopping, dining, and is zoned for top rated St. Johns County schools. St. Johns Golf & Country Club is a golf course community offering resort style amenities including an 18 hole golf course, clubhouse, on-site restaurant, resort pool, splash park, fitness center, tennis courts, basketball courts, soccer fields, walking trails, and playgrounds, with cable and high speed internet included in the HOA. Ideal for buyers searching for homes for sale in St. Johns County FL with pool, golf course community homes near Jacksonville Florida, move-in ready homes near top rated schools, or homes with lake and preserve views, this property offers the best of Florida living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $522 | $522 | $522 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,955 | $3,031 | $3,986 |
| Total Monthly Payment | $3,569 | $3,645 | $4,600 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.