202 W Pine Street, Summerville, SC, 29485 | $700,000

***Ask about the possibility of receiving 1% reduction in interest rate and free refi. *** Situated on a spacious corner lot just a block from Gahagan Park's walking trails, playground, and ball fields--and less than 1. 5 miles from historic downtown Summerville--this beautifully updated property offers an exceptional blend of location, lifestyle, and amazing upgrades including an ADU and swimming pool and spa. The backyard is truly a showstopper, thoughtfully designed for both relaxation and entertaining. Enjoy the stunning concrete saltwater swimming pool and spa with a travertine deck (2022), complemented by a 10x24 shed with (2022), a deck and covered patio (2023), and an enclosed bar area (2024-2025). A new fence with a large access gate and lean-to shed for lawn equipment (2024) adds convenience, while a new roof (2025) provides peace of mind. One of the most impressive features is the detached one-bedroom accessory dwelling unit (ADU), converted in 2022. This private space includes a living room, a spacious kitchen with new appliances and abundant cabinetry, a walk-in closet, a full bath with a large walk-in shower, and a tankless water heater--ideal for guests or multigenerational living. The main home is just as inviting. A cheerful yellow exterior and welcoming front porch set the tone, while inside you'll find hardwood floors throughout, crown molding, an open floor plan, and abundant natural light. The living room features a cozy fireplace and flows seamlessly into the dining area. Barn doors open to a versatile flex space with built-in cabinetry, perfect for a home office or study. The kitchen is both stylish and functional, offering stainless steel appliances, beautiful countertops, a farmhouse sink, white cabinetry, a chic backsplash, and a center island with seating and extra storage. Just beyond, the sunny eat-in area provides a bright retreat with a built-in cabinet ideal for a coffee bar or dry bar and direct access to the sunroom and front porch. The first-floor primary suite is filled with natural light and features an en-suite bath with dual vanities, a soaking tub, separate shower, and walk-in closet. A laundry room with cabinetry and counter space, along with a powder room, completes the main level. Upstairs, you'll find three additional bedrooms including a potential second primary suite with its own bath, and an additional full bathroom. For added peace of mind, this home also has a new whole house generator. Located within easy reach of downtown Summerville's shops, dining, and festivals, with I-26 just over 3 miles away and Nexton Square just over 4 miles away, this home offers both convenience and charm. With extensive updates, versatile living options, and an incredible outdoor space, this is a property you don't want to miss. Schedule your showing today.

Features

  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Washer Hookup, Laundry Room
  • Style: Traditional
  • Development: 32 - N.Charleston, Summerville, Ladson, Outside I-526
  • Year Built: 2007
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,583
  • Acreage: 0.27
  • Lot Desc: 0 - .5 Acre, Corner Lot
  • Elem. School: Ladson
  • Middle School: Deer Park
  • High School: Stall
  • Pool: In Ground
  • MLS#: 26013140
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/26013140/202wpinestreet_summerville_sc?source=qrflyer
Copyright © 2026  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Matt O'Neill Real Estate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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202 W Pine Street, Summerville, SC, 29485

$700,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $560,000 $560,000 $560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,448 $3,536 $4,650
Total Monthly Payment $3,540 $3,628 $4,742

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.