29 ARENA LAKE DRIVE, Palm Coast, FL, 32137 | $499,900

Under contract-accepting backup offers. Welcome to this beautifully maintained 3-bedroom, 2-bath home with a dedicated den/office, perfectly positioned on one of the most private lots in the community. Backing and siding to preserve land, this property offers exceptional privacy and peaceful natural views rarely found in Palm Coast. Primarily used as a seasonal winter residence, the home has experienced minimal wear and tear and has been exceptionally cared for throughout ownership. Inside, you’ll love the open concept layout featuring high ceilings, abundant natural light, crown molding, and spacious living areas designed for both everyday comfort and entertaining. The kitchen overlooks the family room and dining area, creating a seamless flow throughout the home. The split-bedroom floor plan provides privacy for guests while the oversized primary suite offers tranquil preserve views, dual vanities, granite countertops, a large walk-in shower, and generous closet space.
Step outside to your expansive screened lanai and private outdoor living area the perfect place to relax, entertain, or enjoy the hot tub while surrounded by nature. The lanai is equipped with motorized rolldown hurricane shutters, adding convenience, storm protection, and year-round peace of mind. A dedicated generator hookup at the electrical panel provides additional preparedness and security.
The fully fenced backyard and preserve setting create a true backyard retreat with exceptional privacy. Additional highlights include: 3-car garage with epoxy floors, Freshly painted interior and truly move in ready, Dedicated den/office space, Dedicated laundry room with extra storage, Paver driveway and walkway, Tile flooring throughout main living areas, Mature landscaping and excellent curb appeal
Located in a desirable community with low HOA fees, residents enjoy access to a clubhouse, resort-style community pool, playground, and walking areas. Conveniently located near shopping, dining, golf, medical facilities, and just a short drive to Flagler Beach.
This home combines privacy, space, thoughtful upgrades, and community amenities in one exceptional package.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2016
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,845
  • Acreage: 0.18
  • Est. Taxes: $4,214
  • HOA Fee: $1,040 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: FC318286
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/FC318286/29arenalakedrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 5:33:29 PM)
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE   Phone: 904-996-9115

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

29 ARENA LAKE DRIVE, Palm Coast, FL, 32137

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $351 $351 $351
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,430 $2,525 $3,321
Total Monthly Payment $2,856 $2,951 $3,747

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.