316 WHISPER ROCK Drive, Ponte Vedra Beach, FL, 32081 | $829,000

Welcome to a home that effortlessly blends refined luxury with everyday livability, perfectly positioned to capture tranquil pond-to-preserve views and the very best of the Nocatee lifestyle.

This beautifully appointed residence offers 4 spacious bedrooms, 3 full baths, a downstairs flex space for an office, library or lounge/wine room, and an expansive bonus room, it's designed with a thoughtful, highly desirable floor plan. Rich hardwood flooring flows throughout the main living areas, complemented by charming architectural details that create warmth and sophistication at every turn. The chef's kitchen is truly the heart of the home, featuring elevated finishes, a stunning designer backsplash, and seamless connection to both the dining & living spaces, and the outdoors, ideal for both intimate gatherings and grand entertaining. The 1st floor primary suite is a private retreat, complete with a generous walk-in closet and serene views, while two additional bedrooms are thoughtfully positioned with a large bathroom at the front of the home. Upstairs, a fourth bedroom, full bath, and versatile bonus space offer endless possibilities. . . perfect for a media room, game room, lounge, or secondary office. Designed for effortless indoor-outdoor living, disappearing sliders open to the expanded pavered lanai, creating a seamless transition to the outdoors, plus peaceful water views and preserve privacy, with ample room to design your dream pool. Or just take advantage of Nocatee's award-winning amenities, including resort-style pools and splash parks. Travel to all of them by golf cart in this golf cart-friendly community. Located just a short walk or bike ride to top-rated K-8th Palm Valley Academy, this home offers both convenience and an exceptional lifestyle. With primarily single-story living and flexible spaces to suit every stage of life, this is a rare opportunity to settle into a truly special home, and just in time for the new school year.

Features

  • Amenities: Pool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Traditional
  • Year Built: 2016
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,640
  • Acreage: 0.18
  • Est. Taxes: $7,794
  • HOA Fee: $485 Annually
  • Lot Desc: Wooded
  • View: Pond
  • Water Front: Yes
  • Elem. School: Palm Valley Academy
  • Middle School: Palm Valley Academy
  • High School: Allen D. Nease
  • Appliances: Disposal, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • MLS#: 2143921
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/2143921/316whisperrockdrive_pontevedrabeach_fl?source=qrflyer
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Listing courtesy of Keller Williams Realty Atlantic Partners

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

316 WHISPER ROCK Drive, Ponte Vedra Beach, FL, 32081

$829,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $663,200 $663,200 $663,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $650 $650 $650
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,976 $4,083 $5,596
Total Monthly Payment $4,718 $4,825 $6,338

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.