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Just steps from the sand and packed with coastal charm, this beautifully maintained beachside retreat offers the ultimate New Smyrna Beach lifestyle! Located only one block from the Atlantic Ocean and just a half block from the scenic Calla Lisa Creek Preserve, this 3-bedroom, 2 bath home was thoughtfully built as the perfect vacation getaway and is ready for you to enjoy full-time or seasonally. Inside, you'll love the warm character of inland red cedar paneling in the living room with matching trim throughout, creating a cozy coastal atmosphere centered around the inviting fireplace. The remodeled bathrooms feature stylish walk-in showers, while wood laminate and tile flow seamlessly throughout the home. A bright sunroom adds extra living space perfect for relaxing after a day at the beach. The kitchen comes equipped with stainless steel refrigerator and dishwasher, plus a large glass cooktop and wall oven, inside laundry room with pantry. Additional upgrades include a brand-new HVAC IN 2025, high-impact windows, extra attic insulation for energy efficiency, and a stunning leaded glass front door. Outside is where this property truly shines! The private alley access with a 16- foot gate opens to a spacious back yard with abundant extra parking and room for an RV, boat, future pool, or garage- all with no HOA restrictions. Entertain and unwind on the pavered patio and walkway, rinse off in the outdoor shower after beach days, and take advantage of the large storage barn with 60-amp electrical service. Live the coastal lifestyle you've been dreaming of with beautiful beaches, world class fishing, surfing, boating, Kayaking on the Indian River, and endless adventures at Canaveral National Seashore all just minutes away. You'll also enjoy easy access to New Smyrna Beach's beloved restaurants, entertainment, and unique boutique shopping. Beachside living with space, character and no HOA- this is the one you've been waiting for!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,600 | $479,600 | $479,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $356 | $356 | $356 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,953 | $3,028 | $3,983 |
| Total Monthly Payment | $3,401 | $3,476 | $4,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.