20030 Serre DR, Estero, FL, 33928 | $385,000

Discover this well cared for 2 bedroom + den, 2 bathroom, END UNIT villa with a 2 car attached garage in the gated resort-style Bella Terra community! Offering 1, 847 sq ft of living space, this is the largest villa floor plan offering a split bedroom layout & is situated on a quiet cul-de-sac street located near the front of the community in close proximity to the amenities center. You'll enjoy serene landscaped & lake views from the western exposure tiled lanai offering an abundance of afternoon sun. Entry to this property is through a private covered screened-in front porch. Experience the ease of one-level living with a spacious, open layout with detailed features including crown molding (in all areas except for the bathrooms), chair railings in main living areas, entryway & back hallway, and plantation shutters throughout. The kitchen features white cabinetry, a breakfast bar, granite countertops, stainless steel appliances (LG refrigerator (2024), LG range, & Samsung dishwasher), pendant lighting, and a convenient pantry. The kitchen seamlessly connects to the dining & living areas, creating an ideal space for entertaining. The primary suite is tucked away off the back of the home featuring two walk-in closets (one with California Closets organizers), a separate tub & walk-in shower with glass enclosure, dual sinks, and two medicine cabinets. In this split bedroom floor plan, the guest bedroom also has a closet with California Closet organizers & is located at the front of the home, providing privacy. Extra storage can be found in the large laundry room with a large utility closet plus other conveniences including a utility sink and wire shelving. Across the hall from the bedroom there is another closet that can be used for additional storage or as a linen closet. This villa features tile flooring on the diagonal in the main living areas & bathrooms with carpet in the bedrooms & den, and verticell blinds on the sliders to the lanai. Newer components include A/C (2018) and water heater (2021). In addition, ceiling fans can be found in all bedrooms, the den, and the living area. The HOA fees cover reserves (for the roof, exterior paint & mailboxes), exterior pest control, lawn & landscaping maintenance, irrigation, and a manned 24 hour guard at the gate. Cable & internet are also included in the master HOA fees. Bella Terra is nestled amidst 100 acres of lakes & 400 acres of conservation preserves. Residents enjoy the main amenity campus including 7, 000 square foot clubhouse with a fitness center, resort-style pool with spa and waterfall, pickleball, tennis, bocce, and basketball courts. Other features include multi-use sports fields, an inline skate park, sand volleyball, butterfly garden, a tot-lot playground, and a social activities director on staff. Close in proximity to everything - Miromar Outlets, RSW Airport, I-75, Hertz Arena, Gulf Coast Town Center, University Village, Backyard Social Food Truck Park and more. NOT IN A FLOOD ZONE!

Features

  • Amenities: Basketball, Bike And Jog Path, Bocce Court, Clubhouse, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Pickleball, Playground, Sidewalks, Street Lights, Tennis Court(s), Volleyball, Gated
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Washer/Dryer Hookup, Inside, Sink
  • Year Built: 2005
  • Garage: 2-car 2+ Spaces, Garage Door Opener, Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fan(s), Central Electric
  • Basement: Ceiling Fan(s), Central Electric
  • Approx Sq. Feet: 2,277
  • Acreage: 0.14
  • Est. Taxes: $3,726
  • HOA Fee: $751 Quarterly
  • Lot Desc: Cul-De-Sac, Regular
  • View: Lake, Landscaped Area
  • Water Front: Yes
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Icemaker, Self Cleaning Oven, Water Treatment Owned
  • MLS#: 226016724
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/226016724/20030serredr_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20030 Serre DR, Estero, FL, 33928

$385,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $308,000 $308,000 $308,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $311 $311 $311
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,896 $1,998 $2,578
Total Monthly Payment $2,281 $2,383 $2,963

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.