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This bright and versatile 1-bedroom, 2-bath co-op offers thoughtfully designed living space with incredible flexibility and value. The main living area features vaulted ceilings and skylights that flood the space with natural light, creating an open, airy feel throughout the living room and kitchen. A semi-open floor plan is enhanced by built-in storage, maximizing both function and flow. Step out from the kitchen onto a recently built private deck (just 1 year old), perfect for morning coffee or evening relaxation. Both bathrooms have been completely renovated, offering modern finishes and a fresh, move-in-ready feel. This home truly shines with its bonus spaces. Just off the living room, a separate room can easily serve as a walk-in closet, home office, or additional storage area. A special staircase leads to the basement, while not legally a bedroom, it provides excellent potential for a second sleeping area, recreation room, or creative workspace. The possibilities are endless. The unfinished portion of the basement has a washer and dryer and offers an opportunity to be finished for even more usable storage. Additional highlights include brand new basement windows and the added benefit of no flood insurance requirement. With strong bones, unique architectural features, and endless layout possibilities, this co-op is priced to sell and ready for your personal touch. Don’t miss the opportunity to make this adaptable and light-filled space your own. Community Amenities Include: gated community with security, on-site management office, deli, playground, basketball court, track, firehouse, and convenient local and express bus service. Edgewater Park is a well-established cooperative community in the desirable Throggs Neck section of the Bronx, offering excellent accessibility. Residents enjoy easy access to the Hutchinson River Parkway, Bruckner Expressway, and I-95, making commuting throughout the Bronx, Westchester, and Manhattan seamless. Nearby shopping, dining, supermarkets, and retail centers provide everyday convenience, while waterfront areas, parks, and recreational spaces enhance the strong sense of community. (HOA $360 + RE Tax $120 Monthly)
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Our Executive Mortgage Banker:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $248,000 | $248,000 | $248,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,487 | $1,547 | $2,043 |
| Total Monthly Payment | $1,562 | $1,622 | $2,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.