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Welcome to 26 Woodchuck Lane in Setauket, located in the highly desirable Three Village School District. This beautifully maintained 5-bedroom, 3 bathroom home offers a rare and versatile layout, including a legal 1-bedroom accessory apartment that has just been completely renovated from top to bottom. Perfect for extended family or rental income, the rental permit has recently been renewed and is valid through 2027. Set on a private lot backing 6 acres of wooded town land, this home offers exceptional privacy and serene surroundings. The backyard is an entertainer’s dream, featuring a gorgeous heated in-ground pool with new liner and piping, surrounded by a spacious paver patio, all within a fully fenced yard with beautiful landscaping. Additional exterior highlights include a newly sealed driveway and impressive curb appeal. Inside, the home features a unique partial basement where the laundry area is conveniently located and adding extra storage as well as a light filled kitchen with radiant heat flooring and sliding glass doors out to the backyard. With its flexible living space, legal rental opportunity, and resort-style outdoor setting, this property is truly one of a kind. Don’t miss the chance to own this exceptional Setauket home!
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Our Executive Mortgage Banker:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,248 | $1,248 | $1,248 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,817 | $3,915 | $5,149 |
| Total Monthly Payment | $5,157 | $5,255 | $6,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.