21389 Bella Terra BLVD, Estero, FL, 33928 | $350,000

Bella Terra Villa with Preserve Views | 2 Bed + Den | Non-Flood Zone | Move-In Ready
If you’ve been waiting for a villa that feels private, peaceful, and truly move-in ready… this is the one.
This beautifully maintained Orchid floor plan offers just under 1, 600 square feet with 2 bedrooms, a den, 2 bathrooms, and a 2-car garage. What really sets it apart? The lot. You’ve got preserve views out front and out back, with no one in front of you and no one behind you. That’s a rare find in Bella Terra and it makes all the difference.
Inside, the home has been meticulously cared for and thoughtfully updated. Freshly painted with plantation shutters, tall cabinetry, brand new carpet in the den and bedrooms and an open layout that makes everyday living easy and comfortable. Natural light pours through the living spaces, giving the home an airy, relaxed feel from the moment you walk in. Major items are already taken care of with the AC replaced in 2019 and the water heater in 2021. The Orchid Villa floor plan continues to be one of Bella Terra’s most popular choices because it lives like a single-family home without the exterior maintenance. The HOA maintains the roof, exterior painting and landscaping, so you can spend more time enjoying life and less time maintaining it. And yes, it’s located in a non-flood zone for added peace of mind. Step outside and you’ll immediately understand why buyers love these preserve lots. Quiet, private, and surrounded by nature, this is the kind of setting people move to Florida for.
Whether you’re looking for a full-time home, a seasonal retreat, or something simple and stress-free, this one checks all the boxes.
And then there’s Bella Terra…
Set on 999 acres with 400 acres of conservation preserves and 100 acres of lakes, this gated Estero community is known for its lifestyle as much as its location. Residents enjoy a resort-style pool and spa, 24-hour fitness center, tennis, pickleball, bocce, basketball, sand volleyball, softball, and even an inline skate rink. There are food truck nights, bingo, poker, water aerobics, and a full social calendar that actually makes you want to participate. There’s even a butterfly garden when you want a little quiet time.
Conveniently located near Southwest Florida International Airport, Florida Gulf Coast University, Interstate 75, Miromar Outlets, Gulf Coast Town Center, Coconut Point Mall, dining, beaches, and spring training baseball.
Bottom line… this is one of those homes that’s easy to love and even easier to live in. Priced to sell and ready for its next chapter.

Features

  • Amenities: Basketball, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Internet Access, Library, Pickleball, Playground, Sidewalks, Street Lights, Tennis Court(s), Volleyball, Gated, Tennis
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2009
  • Garage: 2-car Driveway Paved, Garage Door Opener, Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fan(s), Central Electric
  • Basement: Ceiling Fan(s), Central Electric
  • Approx Sq. Feet: 2,019
  • Acreage: 0.17
  • Est. Taxes: $3,504
  • HOA Fee: $665 Quarterly
  • Lot Desc: Regular
  • View: Preserve
  • Elem. School: CHOICE
  • Middle School: CHOICE
  • High School: CHOICE
  • Pet Policy: Number Limit
  • Appliances: Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator/Freezer, Washer
  • MLS#: 226016197
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/226016197/21389bellaterrablvd_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.
Listing courtesy of ROYAL SHELL REAL ESTATE, INC.   Phone: 239-992-9100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

21389 Bella Terra BLVD, Estero, FL, 33928

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $292 $292 $292
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,724 $1,816 $2,344
Total Monthly Payment $2,091 $2,183 $2,711

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.