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Welcome to 61 Ridgefield Street in Meriden - a move in ready home completely updated. With about 1, 700 square feet of living space, this well-cared-for property has all the updates you want without losing its charm as well as a newer roof and furnace. The kitchen and full bath have both been newly updated with tile, appliances and fixtures, giving you a fresh, modern feel where it matters most. Refinished hardwood floors, brand-new rugs, and fresh paint throughout make the entire home feel clean, bright, and move-in ready. The living room is warm and inviting, featuring a wood-burning stove that's perfect for cozy nights, while the sunroom offers extra space to relax with its own wood-burning stove - ideal for year-round enjoyment. Upstairs, the large primary bedroom gives you plenty of room to spread out, plus multiple closets to keep everything organized. Outside is where this home really shines. A large deck sets the stage for entertaining, summer BBQs, or just unwinding at the end of the day. There's also an above-ground pool with a new liner and a fully fenced-in yard, giving you a great mix of fun and privacy. Other bonuses include a tankless water heater and a location that's hard to beat - set in a quiet, figure-eight neighborhood with very little traffic, yet still close to shopping, dining, and everyday conveniences. If you're looking for a home that's updated, comfortable, and easy to enjoy from day one, this one is definitely worth a look.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Kitchen | Lower |
| Living Room | Lower |
| Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $272,000 | $272,000 | $272,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $433 | $433 | $433 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,675 | $1,717 | $2,259 |
| Total Monthly Payment | $2,183 | $2,225 | $2,767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.