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This charming 3-bedroom, 2-bath 1950s concrete block cottage blends character with thoughtful modern upgrades and islocated in desirable Davis Shores, within easy walking/biking distance to downtown St. Augustine. From the moment youarrive, the home's inviting curb appeal stands out, enhanced by fresh landscaping, new pavers, and a fully irrigated yardsystem controlled conveniently via Wi-Fi. Inside, the home has been carefully renovated to maintain its original charm whileincorporating modern features today's buyers expect. The layout is warm and welcoming, highlighted by a distinctive internalarched doorway that leads into the kitchen, preserving the character typical of mid-century cottages. Natural light fills theinterior, enhanced by insulated windows that improve energy efficiency while maintaining comfort year-round. There is alsopotential to purchase the additional lot beside this home, if you'd like more property. The entire home features new luxury vinyl plank flooring and tile, creating a stylish look that's also durable and easy tomaintain. Every detail has been considered to ensure move-in readiness, from the freshly updated finishes to the majorsystem improvements that provide long-term peace of mind. The kitchen is clean and modern, opening to the living roomand dining area. Granite countertops provide both beauty and durability, while a new refrigerator adds convenience andefficiency. The windows in the great room bring in light and the beauty of the large back yard. This yard is unique, with abeautiful stand of palm trees and space for a pool and even a small pool house. It has irrigation, which is controlled by a Wi-Fi-enabled timer, allowing for easy maintenance and lush landscaping. The new fence enhances privacy, making thebackyard a perfect space for relaxation, gardening, or entertaining. Both bathrooms have been updated with new features, including a new tub surround and a completely new shower, offering a fresh, contemporary feel. These upgrades not onlyenhance the home's aesthetic but also ensure reliability and comfort for everyday living. Beyond cosmetic updates, thereare significant infrastructure improvements. The home includes a new power drop, upgraded electrical panel, and updatedmain water and sewer lines--major investments that set this property apart and reduce future maintenance concerns. Anelectric tankless water heater adds efficiency and ensures a continuous supply of hot water, further modernizing the home'ssystems. Located in a prime location, within walking or biking distance to downtown St. Augustine, this home offers easyaccess to historic landmarks, local shops, restaurants, and cultural attractions. Living here means enjoying the charm of oneof the nation's oldest cities while having a peaceful retreat to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$498,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $398,800 | $398,800 | $398,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $424 | $424 | $424 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,455 | $2,554 | $3,338 |
| Total Monthly Payment | $2,954 | $3,053 | $3,837 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.