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Say goodbye to your electric bill!!! Nestled on a private & tranquil 1. 2-acre sanctuary in the Town of Poughkeepsie, this 2, 907-square-foot Colonial offers 4-bedroom, 3-bath a rare combination of expansive living space and modern efficiency within the Wappingers Central School District. Surrounded by partially wooded scenery and bordering Sunnyside Park with protected land behind the home, the property combines scenic views, privacy, and a layout designed for both everyday living and larger gatherings. Oversized insulated windows throughout the home bring in exceptional natural light, while hardwood floors and plenty of lighting add warmth and definition across the interior spaces. The renovated walkthrough kitchen is positioned at the center of the home and features natural wood cabinetry, and direct flow into multiple living and dining areas. Very spacious rooms throughout the home create flexibility for entertaining, recreation, or multi-purpose living. The walkout basement expands the functionality of the property with direct outdoor access. Significant capital improvements set this home apart, featuring a newer roof, siding, and heating system, along with updated driveway and a fully waterproofed basement. These high-value mechanical upgrades, paired with the cost-saving benefits of fully owned & paid off solar panels that cover the home’s electrical costs resulting in a net zero electric bill and added efficiency. This home ensures long-term integrity and exceptional energy efficiency. Outdoor living is a major part of the property's appeal. A large deck overlooks the wooded setting and scenic surroundings. Located in Dutchess County with close access to shopping centers, parks, schools, and commuter routes, the home is also positioned near Metro-North train access for travel throughout the Hudson Valley and into New York City. For buyers searching in the Town of Poughkeepsie for a Colonial with a walkout basement, private wooded lot, oversized bedrooms, updated mechanicals, efficiency, scenic views, and outdoor entertaining space under $550K, this property offers a strong combination of size, setting, and functionality.
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Our Executive Mortgage Banker:
$590,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $472,000 | $472,000 | $472,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $1,058 | $1,058 | $1,058 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,906 | $3,022 | $3,951 |
| Total Monthly Payment | $4,056 | $4,172 | $5,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.