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What if your electric bill simply disappeared? Tucked away on 1. 2 private acres in the Town of Poughkeepsie, this spacious 2, 907-square-foot Colonial offers a rare combination of privacy, energy efficiency, and room to grow. Surrounded by partially wooded scenery, bordering Sunnyside Park, and backed by protected land, this property delivers the peaceful setting many buyers dream about while remaining conveniently located near shopping, dining, schools, Metro-North, and major commuter routes. One of the home's most valuable features is its fully owned and paid-off solar panel system, which currently produces a net-zero electric bill for the owners. In a world of rising utility costs, this is more than a feature, it's a lifestyle benefit that can provide substantial long-term savings. Located within the Wappingers Central School District, this 4/5 bedroom, 3 bath home offers exceptional flexibility for today's changing needs. With nearly 3, 000 square feet of living space, oversized rooms, hardwood floors, abundant natural light, and a layout designed for both everyday living and entertaining, there's room for everyone and everything. The renovated kitchen serves as the heart of the home, connecting multiple gathering spaces ideal for holidays, celebrations, and everyday moments. An oversized bedroom with separate closet areas offers additional flexibility for guests, office space, hobbies, or other uses. The walkout basement further expands the possibilities with direct access to the outdoors. Beyond the living space, major improvements have already been completed, including a newer roof, siding, heating system, updated driveway, and a fully waterproofed basement. Combined with the owned solar system, these upgrades provide peace of mind, efficiency, and long-term value. Step outside onto the expansive deck and take in the wooded surroundings, scenic views, and privacy that make this property feel like your own retreat in Dutchess County. For buyers searching for a home for sale in the Town of Poughkeepsie with solar panels, acreage, a walkout basement, oversized living space, and convenient access to Metro-North, all under $600, 000, this property offers a unique opportunity to enjoy both comfort and efficiency in one exceptional setting.
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Our Executive Mortgage Banker:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,058 | $1,058 | $1,058 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,755 | $2,904 | $3,820 |
| Total Monthly Payment | $3,905 | $4,054 | $4,970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.