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Rare ground-floor, end-unit on the sands of Indian Rocks Beach! With your private lanai mere short distance from the white sugar sands of one of America’s beast beaches, this home’s view will stop you in your tracks. In the beloved Reflections community, you have access to tennis/pickleball courts, a pool, spa, sauna and reservable lobby area. You have two bedrooms, two baths and 1, 275 square feet of living space right on the Gulf. As you approach the building, you will park in your dedicated carport parking space. The tiled staircase will welcome you into the secure lobby. From here, you have quick access to your unit. No need to wait for the elevator because your home is the first door on the first floor- making getting home a breeze for you and your guests. Entering the home, you will immediately be swept away by the view straight to the Gulf. To your right is the kitchen with recently spruced features, including a tile backsplash, quartz countertops, newer appliances and wood-faced cabinets. There is a quaint breakfast bar in the kitchen where you can overlook the Gulf views, and beyond the kitchen there is the lovely dining area which flows seamlessly into the spacious living room. The flooring in the home is all tile and new luxury vinyl plank. To the left of the entryway is the guest bedroom and bath. The bedroom is spacious with two full-size beds and has a guest closet and locked owner’s closet. The guest bath has a bathtub/shower combination, quartzite countertop vanity and a spacious linen closet just outside the bath door. The primary bedroom has an incredible view of the beach from the large window as well as sliding glass doors to access your private, screened-in lanai. The primary en-suite bath has dual vanities with quartzite countertops, a walk in-closet, and a pocket-door entry into the separated walk-in shower and water closet. Just outside the entrance to the spacious primary bedroom is a dedicated laundry room with newer stackable washer and dryer. This is also where you’ll find the updated 2020 electrical panel and 2020 Trane HV/AC unit. All windows in the home have tasteful plantation shutters. The sliding glass doors have been upgraded to be hurricane impact rated. Plus, you have electric hurricane shutters to cover the back windows and lanai. Speaking of the lanai, it’s just a few steps down to a paved patio right on the sand. To the right, you are near to the building’s private beach access. Around the corner is the community pool, hot tub, and pickleball/tennis courts. There is a two-week rental minimum in this complex and ground-floor units are desired by guests and owners alike. All special assessments have been paid, and work is estimated to be completed by end of May! The furniture in the unit is optional in the purchase, making the home turnkey. Indian Rocks Beach boasts 26 public beach accesses and some of the best beaches in the country. You are across the street from Indian Rocks Nature Preserve on the intracoastal, blocks away from local eateries such as Guppy’s, Crabby Bill’s and The Grove Coffee Shop. You’re 25 minutes to St. Pete-Clearwater Airport, 40 to Tampa International Airport, 14 to Clearwater Beach, 35 to downtown St. Petersburg and seconds from your toes hitting the white sand of the Gulf Coast. This property is a star with a ground-floor, end unit with carport and shared storage closet. Schedule a private showing. Floor plan and video available.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $740,000 | $740,000 | $740,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | $786 | $786 | $786 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,437 | $4,496 | $6,245 |
| Total Monthly Payment | $5,315 | $5,374 | $7,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.