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Under contract-accepting backup offers. Welcome to this beautifully updated home located in the highly desirable Spruce Creek Golf & Country Club – Candlestone community. Situated on a premium corner lot, this property offers added privacy, curb appeal, and freshly mulched landscaping in one of Summerfield’s most sought-after 55+ gated communities. This popular Holly Expanded floor plan features a functional split layout with 3 bedrooms and 2 bathrooms, providing flexibility for guests, a home office, or hobby space. Enjoy low-maintenance living with no carpet throughout, vaulted ceilings complemented by fresh interior paint and updated cabinetry that give the home a clean and modern feel. The screened-in lanai, completed in 2021, offers the perfect space for relaxing or entertaining while overlooking the spacious yard. Additional updates include a newer AC system installed in 2023, providing comfort and peace of mind. The home also features great curb appeal with a designer-style driveway and walkway. Residents of Spruce Creek Golf & Country Club enjoy resort-style amenities including multiple pools and spas, golf courses, clubhouse, fitness center, tennis, pickleball, bocce ball, shuffleboard, and a wide variety of clubs and social activities. Additional community features include walking paths, a gazebo, and on-site dining options. No bonds or CDD fees and conveniently located near shopping, dining, and medical facilities. Don’t miss your opportunity to enjoy an active lifestyle in this vibrant community.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$274,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $219,999 | $219,999 | $219,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $134 | $134 | $134 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,355 | $1,409 | $1,842 |
| Total Monthly Payment | $1,564 | $1,618 | $2,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.