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Heron Creek Golf & Country Club! PRICED TO SELL! Charming 2 Bedroom + DEN, 2 Bath Single Family Home with WATER VIEW, NEW ROOF (2023), FULL HURRICANE PROTECTION & WHOLE HOUSE GENERATOR — ready for immediate occupancy! Welcome to “Villa Verde, ” a bright and cheerful lakeside retreat where tranquility takes flight. From the moment you arrive, the beautiful leaded glass entry doors, paver driveway, lush tropical landscaping and inviting curb appeal set the tone for this lovingly maintained home designed to celebrate relaxed Florida living. Nestled along a peaceful lake alive with herons, egrets, cranes and songbirds, this happy home offers a wonderful blend of comfort, nature and easy indoor-outdoor living. Inside, the open and airy Ryland floor plan is accentuated by soaring tray ceilings, spacious living and dining areas, cheerful pops of tropical color, and cascading sliders that invite the outdoors in. The kitchen features abundant cabinetry, solid surface countertops, breakfast bar seating, a sunny breakfast nook and convenient access to the Butler’s Pantry — perfect for entertaining or casual everyday living. The desirable split-bedroom layout offers privacy for owners and guests alike, with a tranquil primary suite overlooking the water, dual walk-in closets and ensuite bath, while guests enjoy a comfortable front guest suite with adjacent bath. French doors open to a flexible den/home office tucked quietly off the great room. Step outside and discover the true heart of the home — an expansive paver lanai with Clear View screen enclosure designed to maximize the sparkling lake vistas and painterly sunset skies beyond. Framed by lush tropical landscaping and gentle breezes, this outdoor oasis offers endless possibilities with ample room for a future pool, spa, firepit lounge or dream outdoor kitchen. Whether sipping morning coffee surrounded by butterflies dancing along the shoreline or unwinding beneath colorful evening skies reflected across the water, Villa Verde invites calm, comfort and connection to nature at every turn. Centrally located within Heron Creek Golf & Country Club, residents enjoy a 21, 000 sq ft clubhouse, 27 holes of Arthur Hills designed championship golf, resort-style pool & spa, tennis courts, fitness center, formal & casual dining and a vibrant social calendar. LOW HOA FEES, NO CDD FEES and convenient access to I-75, US-41, Wellen Park, Braves Stadium, Costco, Cocoa Plum Shopping and the new Sarasota Memorial Hospital campus under construction nearby make this an exceptional opportunity to enjoy the Florida lifestyle you’ve been dreaming of. Flood Zone X — flood insurance not required by lender.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$373,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $299,120 | $299,120 | $299,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $270 | $270 | $270 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,791 | $1,866 | $2,464 |
| Total Monthly Payment | $2,136 | $2,211 | $2,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.