172 HICKORY GATE DRIVE, Palm Harbor, FL, 34684 | $145,000

Location is a standout feature of this spacious two-bedroom, two-bath double-wide manufactured home, ideally situated in a non-flood zone within Blue Jay Estates, a friendly 55+ community where you OWN YOUR LAND!

This move-in ready home offers 1, 012 square feet of interior living space with a bright, open feel, vinyl flooring throughout, and plenty of storage—including walk-in closets in both bedrooms. Additional living space includes a 120-square-foot enclosed front porch—perfect for a home office or reading room—and a 200-square-foot enclosed side porch ideal for relaxing or entertaining, bringing the total usable living space to approximately 1, 332 square feet.

The home is well maintained inside and out, featuring attractive landscaping, two vehicle carport, decorative driveway, skirting, and privacy lattice for added shade and seclusion. A 64-square-foot utility shed houses the washer and dryer and provides additional storage space. Energy-efficient upgrades include double insulated windows throughout, an insulated roof-over, and a tankless water heater for enhanced comfort and efficiency.

Walking distance to the community pool and clubhouse, residents enjoy an active lifestyle with a social club, planned activities, a heated pool for year-round use, shuffleboard, and bocce courts. A designated area is also available for boat or RV parking at no additional cost (subject to availability).

The low monthly fee of $230 includes water, sewer, trash, lawn care, and escrow reserves—offering easy, low-maintenance living. Conveniently located near beaches, the Pinellas Trail, parks, shopping, medical facilities, and airports, this home delivers both comfort and convenience.

Features

  • Amenities: Clubhouse, Pool, Shuffleboard Court, Vehicle Restrictions
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 50 x 75
  • Laundry: Other
  • Year Built: 1982
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,012
  • Acreage: 0.09
  • Lot Size: 50 x 75
  • Est. Taxes: $934
  • Condo Fee: $230 Monthly
  • Lot Desc: In County, Sidewalk
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: TB8502192
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/TB8502192/172hickorygatedrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 7:32:17 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-781-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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172 HICKORY GATE DRIVE, Palm Harbor, FL, 34684

$145,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $116,000 $116,000 $116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $78 $78 $78
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $714 $743 $971
Total Monthly Payment $867 $896 $1,124

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.