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One or more photo(s) has been virtually staged. Discover comfort and convenience at 865 Rich Drive in Oviedo, a well-maintained 4-bedroom, 2-bath home offering 1, 267 square feet of functional living space. This property features tile flooring throughout, enhancing durability and easy maintenance, while large windows fill the home with natural light and create an inviting atmosphere. The kitchen is designed for everyday living with white cabinetry, a pantry, and a large window overlooking the backyard, complemented by a full appliance package including a refrigerator, range, dishwasher, and microwave. Each bedroom is equipped with ceiling fans and ample natural light, while the bathrooms are thoughtfully arranged with a primary walk-in shower and a secondary bath with a shower and tub combination. Step outside to a nicely sized flat lot with a concrete patio accessible through sliding glass doors, offering a great space for outdoor enjoyment. Additional highlights include an indoor laundry area with shelving for storage and a driveway for convenient parking. The home features an updated HVAC system (3 years old) and Water Heater (5 years old), ensuring peace of mind and comfort for years to come. Ideally located with quick access to shopping, dining, top-rated Seminole County schools, parks, and major highways like SR-417 and SR-434, this home offers a balanced lifestyle with easy connectivity to Orlando, UCF, and surrounding areas.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,920 | $287,920 | $287,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $404 | $404 | $404 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,703 | $1,773 | $2,333 |
| Total Monthly Payment | $2,182 | $2,252 | $2,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.