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One or more photo(s) has been virtually staged. Located in the exclusive gated village of Estuary within Arbor Greene, this Inland Homes Hermitage floor plan sits on a premium conservation homesite and delivers the space, layout, and privacy buyers are looking for in New Tampa.
With 5 bedrooms, 4 full baths, and a 3-car garage, this two-story home offers over 3, 900 square feet of well-designed living space. Soaring ceilings, formal living and dining rooms, and an open kitchen/family room layout create a natural flow for both everyday living and entertaining, with abundant natural light enhancing the home’s spacious feel.
The kitchen features 42” maple cabinetry and solid surface countertops, providing ample storage and workspace while opening directly to the main living area—ideal for gatherings, family time, and day-to-day functionality.
The primary suite is located on the first floor, offering privacy and convenience, while the second level is centered around a MASSIVE 20' x 30' bonus/game room. This oversized space goes far beyond a typical flex room and can easily serve as a media room, second living area, home office hub, or multi-generational retreat. Secondary bedrooms are generously sized and thoughtfully positioned for comfort and separation.
Recent updates include luxury vinyl flooring in the living room, dining room, and all bedrooms, along with fresh interior paint in a clean, neutral palette that creates a move-in-ready feel. Major mechanical upgrades provide peace of mind, including two newer AC units (approximately 3 and 5 years old) and a water heater just 3 years old.
The covered lanai overlooks a peaceful conservation setting, offering privacy and a natural backdrop rarely found at this price point. The oversized homesite provides additional flexibility and value, including the ability to install a 48” black wrought iron-style fenced yard—creating a true pet-friendly environment within a gated community without sacrificing the open view. There is also ample space to add a custom pool while still maintaining a functional, usable backyard.
Additional features include natural gas for cooking, heating, and hot water, as well as access to Verizon fiber-optic infrastructure with the potential for ultra-high-speed internet—making this home well-suited for modern living, remote work, and smart home integration.
Arbor Greene is one of New Tampa’s most established and sought-after master-planned communities, offering 24-hour manned gate security and a full suite of resort-style amenities. Residents enjoy multiple pools, a fitness center, tennis and pickleball courts, playgrounds, and miles of scenic walking trails set among mature landscaping, lakes, and conservation areas. The community clubhouse serves as a central hub for events and social gatherings, creating a strong neighborhood atmosphere.
Conveniently located near top-rated schools, major hospitals, shopping, dining, and with easy access to I-75 and I-275, this home offers both everyday convenience and long-term value.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,920 | $639,920 | $639,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $752 | $752 | $752 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,888 | $4,041 | $5,314 |
| Total Monthly Payment | $4,732 | $4,885 | $6,158 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.