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Welcome to this charming 1-bedroom apartment perfectly situated on Main Street in the heart of Ridgefield's vibrant historic downtown. With complete sidewalk access and everything within walking distance, you can ditch the car and enjoy the best of both worlds: suburban comfort paired with a lively, walkable downtown lifestyle. A large picture window overlooking Main Street fills the apartment with natural light and offers a front-row seat to the charm and character of downtown living. The newly renovated bathroom and new windows throughout add a fresh, updated feel to the space. Step outside your door and enjoy everything this award-winning town has to offer - from top-rated restaurants, cafes, boutiques, galleries, the library, and The Prospector Theater to seasonal events and community favorites. You'll also love the convenience of having a local market just around the corner, making it easy to shop and support local vendors. Inside, you'll find a bright and comfortable layout with a well-equipped kitchen featuring an electric range, refrigerator, and dishwasher. A washer and dryer are conveniently located in the unit, making everyday living easy. Whether you're grabbing your morning coffee, picking up produce for dinner, or spending a relaxing afternoon exploring town, everything you need is just steps away. This apartment includes one parking spot. A wonderful opportunity to enjoy easy downtown living in one of Ridgefield's most desirable locations.
| Type | Description | Level |
|---|---|---|
| Great Room | Palladian Window(s),Vinyl Floor | Main |
| Kitchen | Vinyl Floor | Main |
| Primary Bedroom | Vinyl Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,720 | $2,720 | $2,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $17 | $17 | $23 |
| Total Monthly Payment | $92 | $92 | $98 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.