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Village Streamside Colonial
Set alongside the picturesque Kelsey Creek in the heart of the village, this charming circa-1885 Colonial seamlessly blends historic character with thoughtful updates and beautifully designed outdoor spaces. Offering 3 bedrooms and 2 full baths, the home is filled with warmth, natural light, and timeless details throughout.
The renovated kitchen, with high-end range and oversized kitchen island, opens easily into the dining area, creating an inviting space for everyday living and entertaining. Just beyond, the sunroom -- a true extension of the home and a space you'll find yourself living in for much of the year -- overlooks the creek and thoughtfully landscaped gardens. Complete with an electric fireplace stove, it offers a cozy, year-round retreat that beautifully connects the indoors with the surrounding natural setting.
The main level also includes a welcoming living room, a spacious full bath with a classic clawfoot tub, convenient laundry closet, and an additional flexible room ideal for a home office, studio, or yoga space. Upstairs, three bedrooms plus an additional room feature beautifully painted original wood floors, generous closet space, and a recently renovated full bath with an airy, spacious feel.
Outside, the covered front porch offers yet another peaceful place to relax and enjoy the charm of village living, while the carefully curated grounds provide color, privacy, and year-round beauty.
Rich with preserved architectural details, natural light, and streamside charm, this special village home offers a rare blend of character, comfort, and setting.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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$535,000
William Raveis Real Estate
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $362 | $362 | $362 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,741 | $3,583 |
| Total Monthly Payment | $3,089 | $3,195 | $4,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.