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This top-floor, 2-bedroom, 1-bathroom condominium features vaulted ceilings, an open floor plan, and abundant natural light. The kitchen is equipped with stainless steel appliances, including a brand-new refrigerator. Outside, a private, shaded porch off the living room offers a relaxing space to enjoy the natural surroundings. The primary bedroom's en suite bathroom has dual vanities and a walk-in closet, offering plenty of space for all your needs. The spacious second bedroom provides a comfortable retreat for guests with serene, treed views. The building's roof was replaced in 2025. This condo at The Peninsula on James Island offers an incredible opportunity to own a slice of paradise in one of Charleston's most desirable areas. It is perfectly situated just minutes from downtown Charleston, MUSC, and Folly Beach, providing quick access to shopping and errands so you have more time to relax. The monthly regime fee provides a maintenance-free lifestyle by covering water, sewer, trash pickup, landscaping, building termite treatment, and insurance. Additionally, residents enjoy access to premium amenities, including a swimming pool, gym, tennis and basketball courts, walking trails, a clubhouse, and a car-washing station. This condominium is not just a home; it is a lifestyle waiting to be embraced. Please let me know if you would like to schedule a private tour today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,131 | $1,177 | $1,550 |
| Total Monthly Payment | $1,206 | $1,252 | $1,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.