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Welcome home to 93 S. Bay Avenue where classic sophistication meets coastal-inspired living in the heart of one of Brightwaters’ most desirable waterfront-adjacent locations. With impeccable curb appeal, balanced proportions, and lush landscaping, step inside to discover a spacious and inviting interior featuring rich hardwood flooring, elegant crown and base moldings, and beautifully curated finishes throughout. The welcoming entry foyer greets you and opens to the formal dining room highlighted by a light-filled bay window. The beautifully scaled formal living room, ideal for both casual and formal gatherings, is anchored by a stunning gas fireplace and sun-drenched bay window. Just off the living room, a private office provides the ideal work-from-home setting surrounded by serene outdoor views. The oversized eat-in kitchen is the heart of the home with granite countertops, stainless steel appliances, abundant cabinetry, and a peninsula for casual dining which flows into an expansive breakfast room with stunning parquet floors. There’s plenty of room for a large table and windows with views of the backyard and French doors that lead to the expansive wrap-around deck make this a room you’ll want to spend time in. There’s even more living space to enjoy in a beautifully scaled great room perfect for casual gatherings, relaxing evenings, and unwinding. The interior space continues with a stunning screened-in sunroom with skylights. Designed for multi-season enjoyment, the sunroom includes plexiglass inserts, allowing for use in the cooler months. The main level is complete with a beautifully updated full bathroom featuring skylight and custom tilework, along with an additional conveniently placed powder room. Upstairs, the primary bedroom is a serene retreat with two closets, including a walk-in closet. There are two additional well-proportioned bedrooms and a second full bathroom featuring elegant tile finishes and modern updates. The basement provides abundant storage, there’s a one-car attached garage and additional attic storage. Step outside to your private South Shore oasis with an expansive wrap-around deck overlooking a gardener’s dream setting, and a jacuzzi hot tub all creating the perfect setting to enjoy the famous Great South Bay breezes. This storybook Cape offers a rare blend of classic architecture, modern updates, and an elevated coastal lifestyle just moments from the Brightwaters Canal, Walker Beach, and the Brightwaters Lakes. Brightwaters Village residents enjoy amenities including private beach, boat docking, lakes, parks, tennis courts, and more. Conveniently located near Brightwaters Village, downtown Bay Shore’s shopping and dining, Fire Island Ferries, and Robert Moses Beach, with easy access to major highways for trips to the Hamptons or the Long Island Rail Road for travel to New York City, 93 S. Bay Avenue embodies quintessential South Shore living in one of Long Island’s most desirable coastal communities.
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Our Executive Mortgage Banker:
$925,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $740,000 | $740,000 | $740,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,484 | $1,484 | $1,484 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,144 | $4,496 | $6,195 |
| Total Monthly Payment | $5,720 | $6,072 | $7,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.