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Charming Brick Craftsman with one level living in the historic district of Seneca. This is a great starter home or to downsize. Enter the home into an enclosed sun porch with lots of windows. Original hardwood floors throughout the house. Huge laundry room with a washer & dryer that pass with this sale. Newly installed in 2022 are beautiful, oversized windows throughout the house which bring lots of light inside and vinyl blinds throughout. High ceilings make 1026 sq. ft. seems so much larger. The roof was replaced in 2020. Kitchen has with butcher block counter tops and newer appliances. Huge dining room will hold the largest of tables and hutches. The original fireplaces are non-functional but they do give a special ambience of past times. Large mud room adjacent the laundry room which leads to the driveway and back yard. Need space to store things or park a prized car? There is a detached garage with electricity to fill that need. Extra concrete pad provides a special parking space for your RV or boat. This home is located in Seneca's historic district and is walking distance to downtown Seneca's many year-round activities, not to mention popular restaurants, plus many specialty stores. This property should qualify for 100% USDA financing. Jump on this opportunity to live downtown in one of the few homes that offers a garage due to the rare square-shaped lot.
| Type | Dimensions |
|---|---|
| Bedroom2 | 13x13 |
| DiningRoom | 15x11 |
| Kitchen | 14x9 |
| Laundry | 11x8 |
| LivingRoom | 15x13 |
| Other | 9x8 |
| PrimaryBedroom | 13x13 |
| Sunroom | 15x7 |
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Our Executive Mortgage Banker:
$238,500
William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $190,800 | $190,800 | $190,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $115 | $115 | $115 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,175 | $1,205 | $1,584 |
| Total Monthly Payment | $1,365 | $1,395 | $1,774 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.