109 S Plank Road, Newburgh, NY, 12550 | $450,000

Set against a backdrop of mountain views and overlooking Algonquin Park, this completely remodeled three bedroom, two bathroom home delivers the rare combination of character, functionality, and extensive mechanical updates. From the moment you arrive, the brand new expansive driveway, covered front porch, and refreshed exterior create an immediate sense of pride of ownership. Inside, nearly every surface and system has been thoughtfully improved. Freshly painted throughout and enhanced by new luxury vinyl tile flooring, the home offers a clean, modern aesthetic while maintaining a warm and inviting feel. The gorgeous kitchen remodel serves as the centerpiece of the home, complemented by two beautifully renovated bathrooms and an effortless flow between living spaces. Offering approximately 1, 632 square feet across the first and second floors, the property also includes an unfinished basement with tremendous storage or future finishing potential, plus a finished bonus room over the detached garage ideal for a home office, studio, gym, or flex space. Significant upgrades include a new roof, new siding, new windows, four split-unit HVAC systems, all new plumbing, and a new electric panel, allowing the next owner to enjoy both style and peace of mind. The outdoor space continues to impress with an above-ground pool surrounded by decking, a storage shed, well-constructed retaining walls, and open views that create a setting rarely found at this price point. Enjoy a front row seat to seasonal fireworks while benefiting from convenient proximity to the Route 84 and Route 87 interchange for commuting access. A turnkey opportunity where the heavy lifting has already been done.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Basement
  • Style: Cape Cod, Carriage House
  • Year Built: 1930
  • Garage: 1-car
  • Heating: Electric, Hot Air
  • Cooling: Ductless, Electric
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 1,632
  • Acreage: 0.28
  • Est. Taxes: $5,010
  • Lot Desc: Back Yard, Front Yard
  • View: Mountain(s), Neighborhood
  • Elem. School: Fostertown Etc Magnet School
  • Middle School: MEADOW HILL GLOBAL EXPLORATIONS MAGNET SCHOOL
  • High School: Newburgh Free Academy
  • School District: Newburgh
  • Pool: Above Ground
  • Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 970978
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/970978/109splankroad_newburgh_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of KELLER WILLIAMS VALLEY REALTY   Phone: 201-391-2500

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

109 S Plank Road, Newburgh, NY, 12550

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $418 $418 $418
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,217 $2,305 $3,014
Total Monthly Payment $2,710 $2,798 $3,507

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.