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Welcome to 91 Hilton Road, a beautifully maintained 3 bedroom, 2 bathroom ranch set in one of Warwick's most walkable and welcoming neighborhoods. Just a short stroll to Warwick Pond, this home offers the kind of setting any buyer would love with quiet streets perfect for evening walks, dog walks, bike rides, and enjoying the neighborhood with family and friends. Inside, you'll find a warm and inviting layout with hardwood floors in the bedrooms, sun filled living spaces, and a spacious finished lower level offering flexible additional living space or potential in-law setup. The lower level features multiple finished rooms with vintage character, built ins, and storage space that create a cozy and functional extension of the home. The gas fireplace adds warmth and charm, creating the perfect gathering space year round. The kitchen has been thoughtfully maintained and offers excellent storage, while the home overall reflects true pride of ownership throughout. Major updates including newer HVAC with central air and a newer roof provide peace of mind for years to come. Step outside to enjoy the fully fenced backyard featuring mature trees, apple and pear trees, raised garden beds, a storage shed, and an oversized deck ideal for entertaining, outdoor dining, or relaxing in the warmer months. Connected city water and sewer along with natural gas for heating, cooking, and hot water add convenience and efficiency. This is the kind of home that feels cared for the moment you arrive.
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$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $415 | $415 | $415 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,290 | $2,413 | $3,114 |
| Total Monthly Payment | $2,780 | $2,903 | $3,604 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.